McHenry County property record for 2520 Clara St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1959 |
| Lot Size | 0.201 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,500 (Jun 2001) |
| Tax Bill | $3,385 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-24-202-009 |
| Primary APN | 09-24-202-009 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.201 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 2520 CLARA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0022130 LT 32 STILLINGS 3RD RIVERVIEW SUB |
| Legal Subdivision | STILLINGS 3RD RIVERVIEW SUB |
| Legal Block | 202 |
| Legal Lot Number | 32 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 870604 |
2520 Clara St is owned and occupied by an individual who acquired it in June 2017.
Source: McHenry County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2520 CLARA ST, MCHENRY, IL 60050-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2001 · Amount on File |
| Deed Sale | Jun 28, 2001 · Amount on File |
| Prior Sale | Jun 7, 1994 · Amount on File |
| Deed Document Number | 200144356 |
| Last Transfer Date | Jun 1, 2017 |
| Transfer Doc | 0000022130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 27, 2026 |
| Property Address | 2520 CLARA ST, MCHENRY, IL 60050-2602 |
| Document Number | 0000021457 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202621457 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 2520 CLARA ST, MCHENRY, IL 60050-2602 |
| Document Number | 0000021457, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202621457 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2520 CLARA ST, MCHENRY, IL 60050-2602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000017486 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018R0017486 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate | 4.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 19, 2017 |
| Property Address | 2520 CLARA ST, MCHENRY, IL 60050-2602 |
| Document Number | 0000022130 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 22130 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 CLARA ST MCHENRY IL 600502602, MCHENRY, IL 60050-2602 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,385.00 | $50,326 Land $10,184 Building $40,142 | $150,978 Land $30,552 Building $120,426 |
| 2022 | Homeowner's exemption | $41,829 Land $8,465 Building $33,364 | $125,487 Land $25,395 Building $100,092 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2520 Clara St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 30 (1978–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2520 Clara St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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