2602 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 2602 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,728 sqft · built 1957
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$157,900 (Apr 2018)
Tax Bill	$3,131 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q6541-007.000-054`

Property Details

APN / Parcel Number

Primary APN	`Q6541-007.000-054`
Alternative APNs	`0004400` `373984` `377056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	385 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004400
Old Parcel Number	Q6541007.000054
Street Address	2602 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8475 E 70
Legal Subdivision	MIDDLETOWN
Legal Lot Number	8475
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2003
Census Tract	13300

Owner

2602 Central Ave is owned and occupied by an individual who bought it in April 2018.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2602 CENTRAL AVE, MIDDLETOWN, OH 45044-4850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Apr 9, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Aug 29, 2005 · Amount on File
Deed Document Number	0000012444
Deed Book / Page	9147 / 1770
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2602 CENTRAL AVE, MIDDLETOWN, OH 45044-4850
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017587
Date	Apr 30, 2020
Book Page	9434/1030
Instrument	2020-00017587

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 9, 2018
Property Address	2602 CENTRAL AVE, MIDDLETOWN, OH 45044-4850
Document Number	0000012444
Book / Page	9147 / 1770
Instrument Date	Mar 30, 2018
Instrument	2018-00012444
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012445
Date	Apr 9, 2018
Instrument	2018-00012445

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2602 Central Ave was $3,131.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,131.00	$59,520 Land $11,240 Building $48,280	$170,060 Land $32,110 Building $137,950
2023	$3,056.00 (+10.48%)	$59,520 (+25.02%) Land $11,240 Building $48,280	$170,060 Land $32,110 Building $137,950
2022	$2,766.00	$47,610 Land $11,240 Building $36,370
2020			$136,010 Land $32,110 Building $103,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2602 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2602 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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