2517 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 2517 Central Ave, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,772 sqft · built 1929
Lot Size	0.217 acres (9,474 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Mar 2019)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6532-039.000-085`

Property Details

APN / Parcel Number

Primary APN	`Q6532-039.000-085`
Alternative APNs	`0007200` `500461` `504475`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,200 sqft
Basement Area	921 sqft
Finished Basement	921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	9,474 sqft (0.217 acres)
Lot Dimensions	150 ft deep x 21 ft wide
Terrain	Above Road/Slope

Exterior Amenities

Porch	Porch
Porch Area	346 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0007200
Old Parcel Number	Q6532039.000085
Street Address	2517 CENTRAL AVE
City	MIDDLETOWN
State	OH
Zip	45044-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2607 E 1/2 CONS W/085, 086
Legal Subdivision	MIDDLETOWN
Legal Lot Number	2607
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3025
Census Tract	12700

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2517 CENTRAL AVE, MIDDLETOWN, OH 45044-4848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 25, 2019	Survivorship Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC
Mar 22, 2019	Deed of Trust, Mortgage · Conventional with PMI OPTION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Jun 23, 2010 · Amount on Record
Deed Document Number	0000009430
Deed Book / Page	9268 / 1279
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2517 CENTRAL AVE, MIDDLETOWN, OH 45044-4848
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064003
Date	Nov 9, 2021
Book Page	9756/1146
Instrument	2021-00064003

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	BUTLER OH
Recording Date	Mar 25, 2019
Property Address	2517 CENTRAL AVE, MIDDLETOWN, OH 45044-4848
Document Number	0000009430
Book / Page	9268 / 1279
Instrument Date	Mar 22, 2019
Instrument	2019-00009430
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2517 CENTRAL AVE, MIDDLETOWN, OH 45044-4848

Mortgage

Document Number	0000009431
Date	Mar 25, 2019
Instrument	2019-00009431

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2517 CENTRAL AVE, MIDDLETOWN, OH 45044-4848
Document Number	0000017019
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	AMERICAN HOMELAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 CENTRAL AVE MIDDLETOWN OH 450444848, MIDDLETOWN, OH 45044-4848
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017019
Date	May 20, 2019
Book Page	009288/001787
Instrument	17019

Lender

Name	OPTION FINANCIAL LLC
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+2.48%)	$83,310 (-) Land $8,810 Building $74,500	$238,040 (-) Land $25,170 Building $212,870
2023	$4,277.00 (+41.44%)	$83,310 (+60.06%) Land $8,810 Building $74,500	$238,040 (+60.08%) Land $25,170 Building $212,870
2022	$3,024.00	$52,050 Land $8,810 Building $43,240
2020			$148,700 Land $25,170 Building $123,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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