Bay County property record for 2601 E 6th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Apr 2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22243-010-010 |
| Primary APN | 22243-010-010 |
|---|
| Lot Area | 7,492 sqft (0.172 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 2601 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5201 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC03 |
| Legal Description | 10 4S 14W -13.2- 81A COM AT INT OF W ROW OF EAST AVE & N ROW OF E 6TH ST TH W |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1700 |
2601 E 6th St, vacant land, is owned by two individuals who bought it in April 2026.
Source: Bay County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1914 FRANKFORD AVE, 503, PANAMA CITY, FL 32405-3023 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2026 | Correction Deed SETCO SERVICES LLC, SETCO SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on File |
| Deed Sale | Apr 28, 2026 · Amount on File |
| Deed Document Number | 202625377 |
| Deed Book / Page | 5028 / 1948 |
| Prior Transfer Date | Jun 30, 2025 |
| Prior Transfer Doc | 0000037187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 2601 E 6TH ST, PANAMA CITY, FL 32401-5201 |
| Document Number | 0000025377 |
| Book / Page | 5028 / 1948 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.25377 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,539.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000025378, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..25378 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 2601 E 6TH ST, PANAMA CITY, FL 32401-5201 |
| Document Number | 0050281948 |
| Book / Page | 5028 / 1948 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202625377 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,539.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000025378, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202625378 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 2601 E 6TH ST, PANAMA CITY, FL 32401-5201 |
| Document Number | 0000042084 |
| Book / Page | 5055 / 339 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202642084 |
| Record Updated | Aug 31, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $162,539.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $16,250 Land $16,250 | $16,250 Land $16,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2601 E 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2601 E 6th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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