Bay County property record for 2547 E 6th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,035 sqft · built 1932 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Jun 2017) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Mar 2019 Loan Modification Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22254-010-000 |
| Primary APN | 22254-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,035 sqft Living Area |
| 1st Floor Area | 1,035 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 392 ft deep x 119 ft wide |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 189 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 2547 E 6TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | 10 4S 14W -23.1- 81A BEG ON N LINE OF LASH ST 450 W OF E LINE OF SEC 10 TH N 392 W 69 S 392 E 69 TO POB ORB 3924 P 1687 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1700 |
2547 E 6th St is owned by an individual who acquired it in June 2017.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2531 E 6TH ST, PANAMA CITY, FL 32401-4718 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2019 | Loan Modification, Mortgage · Line of Credit US SMALL BUSINESS ADMINISTRATI |
| Dec 20, 2018 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Aug 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Prior Sale | Jul 16, 2014 |
| Deed Book / Page | 3924 / 1687 |
| Last Transfer Date | Jun 26, 2017 |
| Transfer Doc | 0039241687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2547 E 6TH ST, PANAMA CITY, FL 32401-4718 |
| Document Number | 0041040931 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2547 E 6TH ST PANAMA CITY BEACH FL 324014718, PANAMA CITY BEACH, FL 32401-4718 |
| Document Number | 0041040931 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 004104/000931 |
| Instrument | 30791 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2547 E 6TH ST, PANAMA CITY, FL 32401-4718 |
| Document Number | 0040810700 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2547 E 6TH ST PANAMA CITY BEACH FL 324014718, PANAMA CITY BEACH, FL 32401-4718 |
| Document Number | 0040810700 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 004081/000700 |
| Instrument | 7997 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 4, 2017 |
| Property Address | 2547 E 6TH ST, PANAMA CITY, FL 32401-4718 |
| Document Number | 0039241687 |
| Book / Page | 003924 / 001687 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 44254 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2531 E 6TH ST PANAMA CITY BEACH FL 324014718, PANAMA CITY BEACH, FL 32401-4718 |
The 2025 property tax bill for 2547 E 6th St was $1,303, down 11.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (-11.24%) | $81,507 | $84,605 Land $45,636 Building $38,969 |
| 2024 | $1,468.00 (+10.54%) | ||
| 2023 | $1,328.00 (+11.6%) | $67,497 (+8.73%) Land $30,892 Building $36,605 | $67,497 (+8.73%) Land $30,892 Building $36,605 |
| 2022 | $1,190.00 | $62,078 Land $28,786 Building $33,292 | $62,078 Land $28,786 Building $33,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2547 E 6th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2547 E 6th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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