Osceola County property record for 2601 16th St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,010 sqft · built 1979 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (May 2025) |
| Tax Bill | $4,092 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0322-0010 |
| Primary APN | 01-26-30-0001-0322-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| Gross Area | 1,386 sqft |
| 1st Floor Area | 1,010 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 0.8 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Metal Porch |
|---|---|
| Porch Area | 244 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2601 16TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 322 E 75 FT LOTS 1-5 10/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 322 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4066 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0322-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 04, 2025 | Intrafamily Transfer, Transfer |
| May 28, 2025 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Oct 19, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Apr 01, 2010 |
| Deed Document Number | 202567050 |
| Deed Book / Page | 6794 / 1830 |
| Prior Transfer Date | May 22, 2025 |
| Prior Transfer Doc | 0067990199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 04, 2025 |
| Property Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Document Number | 0067990199 |
| Book / Page | 6799 / 199 |
| Map Reference | MB B PG 33 |
| Instrument Date | May 22, 2025 |
| Instrument | 2025070389 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Name | Verified Name |
|---|---|
| Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2025 |
| Property Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Document Number | 0067941830 |
| Book / Page | 6794 / 1830 |
| Instrument Date | May 22, 2025 |
| Instrument | 2025067050 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,009.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 TOUCAN CT, SAINT CLOUD, FL 34771-9511 |
| Name | Verified Name |
|---|---|
| Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Document Number | 0067941832 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 6794/1832 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
| Document Number | 0060680220 |
| Book / Page | 6068 / 220 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021162421 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2601 16TH ST, SAINT CLOUD, FL 34769-4924 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,092.00 (+3.02%) | $228,400 (+13.29%) Land $55,000 Building $173,400 | $228,400 (+13.29%) Land $55,000 Building $173,400 |
| 2024 | $3,972.00 (+9.3%) | ||
| 2023 | $3,634.00 (+538.66%) | $201,600 (+184.94%) Land $50,000 Building $151,600 | $201,600 (+16.53%) Land $50,000 Building $151,600 |
| 2022 | $569.00 Homeowner's exemption | $70,752 | $173,000 Land $45,000 Building $128,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 5 (2009–2022) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2022, tidal / storm surge, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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