2122 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2122 16th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1969
Square Footage	1,237 sqft Heated Area
Lot Size	11,326 sqft (0.26 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$86,200 (2019)
Tax Bill	$1,866.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79110`
Alternative APN	`012630000103120130`

Interior

Full Baths	2 Baths
Building Area	1,237 sqft Heated Area
Gross Area	1,975 sqft Gross Area
1st Floor	1,028 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1969
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Enclosed Porch
Porch Area	599 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79110
Street Address	2122 16TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4280
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 312 LOTS 13-15 10/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	312
Legal Lot Number	13 14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4060
Census Tract	43400

Owner

Source: Osceola County records · APN 79110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2122 16TH ST, SAINT CLOUD, FL 34769-4280
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Nov 10, 1999
Deed Doc Number	2019136080
Deed Book / Page	5609 / 1257
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 21, 2019
Property Address	2122 16TH ST, SAINT CLOUD, FL 34769-4280
Document Number	0056091257
Book / Page	005609 / 001257
Instrument Date	Oct 19, 2019
Instrument	136080
Transaction Type	Transfer
Record Updated	Nov 08, 2019
Title Company	GULLET TITLE/INTERLACHEN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$603.40
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2122 16TH ST ST CLOUD FL 347694280, ST CLOUD, FL 34769-4280

Mortgage

Document Number	56091258
Date	Oct 21, 2019
Book Page	005609/001258
Instrument	136081

Lender

Name	ANDREW S & DEBORAH M MURRAY
Address	109 GINNY AVE, INTERLACHEN, FL 32148-5050
Special Notes	Lender is also the Seller

Agreement

Amount	Amount Recorded

Interest

Rate	2%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,866.00 (+7.12%) Homeowner's exemption	$147,177 (+5.99%)	$215,600 (+12.76%) Land $55,000 Building $160,600
2023	$1,742.00 (+4.31%) Homeowner's exemption	$138,865 (+3%)	$191,200 (+12.47%) Land $50,000 Building $141,200
2022	$1,670.00 Homeowner's exemption	$134,821	$170,000 Land $45,000 Building $125,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.