2600 Flora Ln, Denison, TX 75020 Property Records

Grayson County property record for 2600 Flora Ln, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,756 sqft · built 2024
Lot Size	0.243 acres (10,572 sqft)
Owner	2 Individual Names on File
Last Sale	$451,535 (Mar 2025)
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D019 3486008`

Property Details

APN / Parcel Number

Primary APN	`D019 3486008`
Alternative APN	`380366`

Interior

Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	1,756 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	10,572 sqft (0.243 acres)
Lot Dimensions	145 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	2600 FLORA LN
City	DENISON
State	TX
Zip	75020-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORA HEIGHTS PHASE ONE, BLOCK 1, LOT 8, ACRES 0.2427
Legal Subdivision	FLORA HEIGHTS PHASE ONE
Legal Block	1
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2010
Census Tract	800

Owner

2600 Flora Ln is owned and occupied by two individuals who bought it in March 2025.

Source: Grayson County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2600 FLORA LN, DENISON, TX 75020-3618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Jun 18, 2021	Warranty Deed, Transfer RED RIV TITLE COMPANY, RED RIVER TITLE CO
Sep 7, 2020	Loan Modification, Mortgage INDEPENDENT BK
Oct 25, 2019	Loan Modification, Mortgage INDEPENDENT BK
Apr 24, 2018	Warranty Deed, Transfer INDEPENDENT BK
Feb 8, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Jun 18, 2021
Deed Document Number	20256604
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2600 FLORA LN, DENISON, TX 75020-3618
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020438
Date	Sep 10, 2018
Instrument	2018-00020438

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	18%
Index	Prime Rate
Margin	1
Max Rate	18%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 18, 2021
Property Address	2600 FLORA LN, DENISON, TX 75020-3618
Document Number	0000020325
Map Reference	VOL 22 PG 192
Instrument Date	Jun 17, 2021
Instrument	2021-00020325
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6913 TRACELAND DR, PLANO, TX 75024-7543
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2600 FLORA LN, DENISON, TX 75020-3618
Document Number	0000030276
Instrument Date	Sep 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 STATE HIGHWAY 56 SHERMAN TX 750903309, SHERMAN, TX 75090-3309

Mortgage

Document Number	0000030276
Date	Nov 2, 2020
Instrument	30276

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2021

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2600 FLORA LN, DENISON, TX 75020-3618
Document Number	0000026822
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 STATE HIGHWAY 56 SHERMAN TX 750903309, SHERMAN, TX 75090-3309

Mortgage

Document Number	0000026822
Date	Nov 4, 2019
Instrument	26822

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 3, 2020

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 24, 2018
Property Address	2600 FLORA LN, DENISON, TX 75020-3618
Document Number	0000008920
Instrument Date	Apr 23, 2018
Instrument	8920
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 STATE HIGHWAY 56 SHERMAN TX 750903309, SHERMAN, TX 75090-3309

Mortgage

Document Number	8921
Date	Apr 24, 2018
Instrument	8921

Lender

Name	INDEPENDENT BK
Type	Bank
Address	SHERMAN, TX 75091-0788

Agreement

Amount	Amount on Record

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 8, 2018
Property Address	2600 FLORA LN, DENISON, TX 75020-3618
Document Number	0000002608
Instrument Date	Feb 7, 2018
Instrument	2608
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 TEJAS DR SHERMAN TX 750924739, SHERMAN, TX 75092-4739

Tax Assessment & Valuation

The 2025 property tax bill for 2600 Flora Ln was $7,992, up 530.8% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,992.00 (+530.78%)	$349,322 Land $69,987 Building $279,335	$349,322 Land $69,987 Building $279,335
2024	$1,267.00
2023		$45,449 Land $45,449	$45,449 Land $45,449
2022	$1,102.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2600 Flora Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2600 Flora Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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