2530 Flora Ln, Denison, TX 75020 Property Records

Grayson County property record for 2530 Flora Ln, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,925 sqft · built 2021
Lot Size	1.06 acres (46,566 sqft)
Owner	Individual Name on File
Tax Bill	$9,510 (2024)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D019 3589002`

Property Details

APN / Parcel Number

Primary APN	`D019 3589002`
Alternative APN	`407928`

Interior

Building Area	1,925 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	46,566 sqft (1.06 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	467 sqft

Location & Zoning

Account Number	407928
Street Address	2530 FLORA LN
City	DENISON
State	TX
Zip	75020-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GESWEIN ADDITION, LOT 2, ACRES 1.069
Legal Subdivision	GESWEIN ADDITION
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2010
Census Tract	800

Owner

2530 Flora Ln is owned and occupied by an individual who acquired it in May 2023.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2530 FLORA LN, DENISON, TX 75020-3616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Vendor's Lien, Transfer · Conventional Mortgage TEXAS REPUBLIC BANK NA
Jul 19, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023
Deed Sale	May 2, 2023
Deed Document Number	2023-11368
Record Updated	Jun 8, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 2, 2023
Property Address	2530 FLORA LN, DENISON, TX 75020-3616
Document Number	0000011368
Map Reference	DOC 2020-120
Instrument Date	Apr 28, 2023
Instrument	2023-11368
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 FLORA LN, DENISON, TX 75020-3616

Mortgage

Document Number	0000011369
Date	May 2, 2023
Instrument	2023-11369

Lender

Name	TEXAS REPUBLIC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2530 FLORA LN, DENISON, TX 75020-3616
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 FLORA LN, DENISON, TX 75020-3616

Mortgage

Document Number	0000024277
Date	Jul 19, 2021
Instrument	2021-00024277

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2530 FLORA LN, DENISON, TX 75020-3616
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009591
Date	Mar 23, 2022
Instrument	2022-9591

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,547 Land $105,238 Building $298,309	$403,547 Land $105,238 Building $298,309
2024	$9,510.00
2023		$377,560 Land $98,254 Building $279,306	$377,560 Land $98,254 Building $279,306
2022	$6,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2530 Flora Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2530 Flora Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

Nearby Properties on Flora Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures