260 W 5th St, Garner, IA 50438 Property Records

Hancock County property record for 260 W 5th St, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,874 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual on Record
Tax Bill	$2,292 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2101370081`

Property Details

APN / Parcel Number

Primary APN	`2101370081`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	780 sqft
Unfinished Basement	1,040 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	260 W 5TH ST
City	GARNER
State	IA
Zip	50438-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL E 1/2 LOTS 7 & 8 BLK 37
Legal Block	37
Legal Lot Number	7&8
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1014
Census Tract	270100

Owner

Source: Hancock County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	260 W 5TH ST, GARNER, IA 50438-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Deed of Trust, Mortgage CLEAR LAKE BANK & TRUST
May 2, 2018	Quit Claim Deed, Transfer CLEAR LAKE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	260 W 5TH ST, GARNER, IA 50438-1404
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000180777
Date	May 2, 2018
Instrument	0000018-0777

Lender

Name	CLEAR LAKE BANK & TRUST

Agreement

Amount	Amount Recorded
Term	56 Months
Due	Jan 1, 2023

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK IA
Recording Date	May 2, 2018
Property Address	260 W 5TH ST, GARNER, IA 50438-1404
Document Number	00000180776
Instrument Date	Apr 30, 2018
Instrument	0000018-0776
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 W 5TH ST, GARNER, IA 50438-1404

Mortgage

Document Number	00000180778
Date	May 2, 2018
Instrument	0000018-0778

Lender

Name	CLEAR LAKE BANK & TRUST

Agreement

Amount	Amount Recorded
Term	56 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 Homeowner's exemption	$181,180 (+9.69%) Land $19,800 Building $161,380	$181,180 (+9.69%) Land $19,800 Building $161,380
2024	$2,292.00 (-3.7%)
2023		$165,170 (+9.22%) Land $11,550 Building $153,620	$165,170 (+9.22%) Land $11,550 Building $153,620
2022	$2,380.00 Homeowner's exemption	$151,230 Land $11,550 Building $139,680
2021			$151,230 Land $11,550 Building $139,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures