230 W 5th St, Garner, IA 50438 Property Records

Hancock County property record for 230 W 5th St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,425 sqft · built 1898
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Tax Bill$1,392 (2025)
Flood ZoneZone X (minimal risk)
APN2101370020

Property Details

APN / Parcel Number

Primary APN2101370020

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,425 sqft Living Area
1st Floor Area1,565 sqft
Basement Area860 sqft
Unfinished Basement1,224 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1929
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area339 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address230 W 5TH ST
CityGARNER
StateIA
Zip50438-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG LOT 1 & S 16.5' LOT 2 BLK 37
Legal Block37
Legal Lot Number1
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1014
Census Tract270100

Owner

Source: Hancock County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address230 W 5TH ST, GARNER, IA 50438-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,392.00 Homeowner's exemption$182,200 (+44.1%) Land $24,350 Building $157,850$182,200 (+44.1%) Land $24,350 Building $157,850
2024$1,392.00 (-2%)
2023$126,440 (+8.61%) Land $14,210 Building $112,230$126,440 (+8.61%) Land $14,210 Building $112,230
2022$1,740.00 Homeowner's exemption$116,420 Land $14,210 Building $102,210
2021$116,420 Land $14,210 Building $102,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on W 5th St

Nearby Streets

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