Carroll County property record for 260 Union Bridge Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,512 sqft · built 1850 |
| Lot Size | 4.77 acres (208,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,345 (Aug 2019) |
| Tax Bill | $5,180 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-008058 |
| Primary APN | 12-008058 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,512 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Stone |
| Roof Material | Metal |
| Lot Area | 208,173 sqft (4.77 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 521 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 008058 |
|---|---|
| Street Address | 260 UNION BRIDGE RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 4.779 ACS 260 UNION BRIDGE RD EBERT ROAD |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 512000 |
260 Union Bridge Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Aug 29, 2019 | Deed, Construction Loan · Construction Mortgage REVERE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Deed Book / Page | 9392 / 465 |
| Prior Transfer Date | Apr 17, 2014 |
| Prior Transfer Doc | 0076480343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 260 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9424 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0103780348 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 10378/348 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 260 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9424 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100220204 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 10022/204 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 29, 2019 |
| Property Address | 260 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9424 |
| Document Number | 0093920465 |
| Book / Page | 9392 / 0465 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | May 2, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 260 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9424 |
| Document Number | 0009392471 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 9392/471 |
| Name | REVERE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 260 Union Bridge Rd was $5,180 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,180.00 (+5.18%) Homeowner's exemption | $381,900 (+7.85%) Land $132,300 Building $249,600 | $381,900 (-) Land $132,300 Building $249,600 |
| 2025 | $4,925.00 Homeowner's exemption | $354,100 | $381,900 Land $132,300 Building $249,600 |
| 2023 | $4,417.00 Homeowner's exemption | $298,500 Land $132,300 Building $166,200 | $298,500 Land $132,300 Building $166,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 260 Union Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 260 Union Bridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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