Carroll County property record for 151 Union Bridge Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,012 sqft · built 1950 |
| Lot Size | 0.33 acres (14,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,500 (Aug 2018) |
| Tax Bill | $4,077 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-000073 |
| Primary APN | 12-000073 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,012 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,382 sqft (0.33 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 160 sqft |
| Deck Area | 360 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 000073 |
|---|---|
| Street Address | 151 UNION BRIDGE RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 14382 SF 151 UNION BRIDGE RD UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 512000 |
151 Union Bridge Rd is owned and occupied by an individual who bought it in August 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP |
| Feb 22, 2022 | Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP |
| May 4, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO |
| Aug 3, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Deed Book / Page | 9083 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 151 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9425 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMERICAS TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0093320177 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 9332/0177 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 151 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9425 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMERICAS TITLE GROUP, AMERICAS TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0106800299 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 10680/299 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 151 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9425 |
| Document Number | 0096700079 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 151 UNION BRIDGE RD UNION BRIDGE MD 217919425, UNION BRIDGE, MD 21791-9425 |
| Document Number | 0096700079 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 009670/000079 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | 5455 N UNION BLVD, COLORADO SPRINGS, CO 80918-2077 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 3, 2018 |
| Property Address | 151 UNION BRIDGE RD, UNION BRIDGE, MD 21791-9425 |
| Document Number | 0090830421 |
| Book / Page | 009083 / 000421 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 UNION BRIDGE RD UNION BRIDGE MD 217919425, UNION BRIDGE, MD 21791-9425 |
| Document Number | 90830428 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 009083/000428 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
The 2026 property tax bill for 151 Union Bridge Rd was $4,077, up 10.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,077.00 (+10.52%) | $273,300 (+10.69%) Land $77,200 Building $196,100 | $273,300 (-) Land $77,200 Building $196,100 |
| 2025 | $3,689.00 | $246,900 | $273,300 Land $77,200 Building $196,100 |
| 2023 | $2,872.00 | $194,100 Land $77,200 Building $116,900 | $194,100 Land $77,200 Building $116,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Union Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Union Bridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF UNION BRIDGE serves 997 people · EPA ID MD0060013 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures