260 Spruce St, Monterey, VA 24465 Property Records

Highland County property record for 260 Spruce St, Monterey, VA 24465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,896 sqft · built 1906
Lot Size	0.513 acres (22,346 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,104 (2026)
Deeds & Mortgages	Jun 2020 Transfer Sep 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31A1 A 46`

Property Details

APN / Parcel Number

Primary APN	`31A1 A 46`
Alternative APN	`2122`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	22,346 sqft (0.513 acres)
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2122
Street Address	260 SPRUCE ST
City	MONTEREY
State	VA
Zip	24465-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10W36N10E36; W2N34E18E22S34W2 W36; N8E13E6E3S8W22; N8E16N26W23S26E1S8 E6
Jurisdiction	HIGHLAND VA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2058
Census Tract	970100

Owner

260 Spruce St is owner-occupied and held in a trust since May 2020.

Source: Highland County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	260 SPRUCE ST, MONTEREY, VA 24465-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Correction Deed
Sep 27, 2017	Gift Deed, Transfer ACCOMODATION
Sep 29, 2017	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 28, 2020
Transfer Doc	0000000200
Record Updated	Sep 20, 2026

June 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIGHLAND VA
Recording Date	Jun 22, 2020
Property Address	260 SPRUCE ST, MONTEREY, VA 24465-2419
Document Number	200000200
Instrument Date	May 28, 2020
Instrument	200000200
Record Updated	Jun 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	260 SPRUCE ST, MONTEREY, VA 24465-2419

September 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HIGHLAND VA
Recording Date	Sep 27, 2017
Property Address	260 SPRUCE ST, MONTEREY, VA 24465-2419
Document Number	170000388
Instrument Date	Jul 26, 2017
Instrument	170000388
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ACCOMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HIGHLAND VA
Recording Date	Sep 29, 2017
Property Address	260 SPRUCE ST, MONTEREY, VA 24465-2419
Document Number	170000388
Instrument Date	Jul 26, 2017
Instrument	170000388
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 260 Spruce St was $2,104.

Source: Highland County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Highland County
Municipality	Monterey Town
Unified School District	Highland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,104.00	$412,600 Land $40,000 Building $372,600
2024			$412,600 (+42.08%) Land $40,000 Building $372,600
2023	$1,393.00	$290,400 Land $40,000 Building $250,400	$290,400 Land $40,000 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Spruce St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONTEREY serves 300 people · EPA ID VA2091150
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures