Highland County property record for 202 Spruce St, Monterey, VA 24465
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,486 sqft · built 1898 |
| Lot Size | 0.737 acres (32,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2021) |
| Tax Bill | $1,462 (2026) |
| Deeds & Mortgages | Aug 2021 Sale Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A1 A 53 |
| Primary APN | 31A1 A 53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,486 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 32,104 sqft (0.737 acres) |
| Porch | Slab |
| Porch Area | 427 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2077 |
|---|---|
| Street Address | 202 SPRUCE ST |
| City | MONTEREY |
| State | VA |
| Zip | 24465-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N37.5E14E21E10S16 E1S1E4S14W4S1W29S7; N8E14S8W14; N8E21S8W21; E6S19W36S12W24N11 E4S2E1.5S4E14N4 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | MONTEREY |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 970100 |
202 Spruce St is owned by two individuals who bought it in August 2021.
Source: Highland County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7290 COUNTY ROAD 4328, LARUE, TX 75770-4318 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed, Transfer |
| Nov 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Jul 1, 2008 |
| Deed Document Number | 2021354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLAND VA |
| Recording Date | Aug 17, 2021 |
| Property Address | 202 SPRUCE ST, MONTEREY, VA 24465-2419 |
| Document Number | 0210000354 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 210000354 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 SPARROW LN, HEAD WATERS, VA 24442-9701 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLAND VA |
| Recording Date | Nov 13, 2018 |
| Property Address | 202 SPRUCE ST, MONTEREY, VA 24465-2419 |
| Document Number | 000180000431 |
| Instrument Date | Nov 10, 2018 |
| Instrument | 000180000431 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 SPRUCE ST, MONTEREY, VA 24465-2419 |
The 2026 property tax bill for 202 Spruce St was $1,462.
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Municipality | Monterey Town |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,462.00 | $286,800 (-) Land $35,000 Building $251,800 | |
| 2025 | $1,462.00 | $286,800 Land $35,000 Building $251,800 | |
| 2024 | $286,800 Land $35,000 Building $251,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Spruce St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MONTEREY serves 300 people · EPA ID VA2091150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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