202 Spruce St, Monterey, VA 24465 Property Records

Highland County property record for 202 Spruce St, Monterey, VA 24465

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,486 sqft · built 1898
Lot Size0.737 acres (32,104 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Aug 2021)
Tax Bill$1,462 (2026)
Deeds & MortgagesAug 2021 Sale
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN31A1 A 53

Property Details

APN / Parcel Number

Primary APN31A1 A 53
Alternative APN
  • 2077

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,486 sqft Living Area
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Architectural StyleVictorian
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area32,104 sqft (0.737 acres)
PorchSlab
Porch Area427 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2077
Street Address202 SPRUCE ST
CityMONTEREY
StateVA
Zip24465-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN37.5E14E21E10S16 E1S1E4S14W4S1W29S7; N8E14S8W14; N8E21S8W21; E6S19W36S12W24N11 E4S2E1.5S4E14N4
JurisdictionHIGHLAND VA
Township / Civil DivisionMONTEREY
Census Block Group2
Census Block2040
Census Tract970100

Owner

202 Spruce St is owned by two individuals who bought it in August 2021.

Source: Highland County records, as of June 12, 2026

Owner of Record2 Individual Names on File
Mailing Address7290 COUNTY ROAD 4328, LARUE, TX 75770-4318
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed, Transfer
Nov 13, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2021 · Amount on File
Deed SaleAug 17, 2021 · Amount on File
Prior SaleJul 1, 2008
Deed Document Number2021354
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHIGHLAND VA
Recording DateAug 17, 2021
Property Address202 SPRUCE ST, MONTEREY, VA 24465-2419
Document Number0210000354
Instrument DateAug 13, 2021
Instrument210000354
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 SPARROW LN, HEAD WATERS, VA 24442-9701

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLAND VA
Recording DateNov 13, 2018
Property Address202 SPRUCE ST, MONTEREY, VA 24465-2419
Document Number000180000431
Instrument DateNov 10, 2018
Instrument000180000431
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 SPRUCE ST, MONTEREY, VA 24465-2419

Tax Assessment & Valuation

The 2026 property tax bill for 202 Spruce St was $1,462.

Source: Highland County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHighland County
MunicipalityMonterey Town
Unified School DistrictHighland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,462.00$286,800 (-) Land $35,000 Building $251,800
2025$1,462.00$286,800 Land $35,000 Building $251,800
2024$286,800 Land $35,000 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1996–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimNov 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Spruce St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MONTEREY
serves 300 people · EPA ID VA2091150
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber
1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

Nearby Streets

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