260 Shaw Rd, Troy, NC 27371 Property Records

Montgomery County property record for 260 Shaw Rd, Troy, NC 27371

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,922 sqft · built 1988
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$623 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7529 20 92 1011`

Property Details

APN / Parcel Number

Primary APN	`7529 20 92 1011`
Alternative APN	`45502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,922 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	174,240 sqft (4 acres)
Garage Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45502
Street Address	260 SHAW RD
City	TROY
State	NC
Zip	27371-8435
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOY HARRIS ESTATE PARCEL 1 E. B. HARRIS
Legal Subdivision	LOY HARRIS ESTATE
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3036
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 SHAW RD, TROY, NC 27371-8435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2000
Deed Sale	Oct 1, 2000
Deed Book / Page	402 / 899
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	260 SHAW RD, TROY, NC 27371-8435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	792/601
Date	Jul 18, 2017
Book Page	792/601
Instrument	351077

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,822 (-) Land $26,100 Building $77,722	$103,822 (-) Land $26,100 Building $77,722
2025	$623.00 Veteran's exemption	$103,822 (+2.33%) Land $26,100 Building $77,722	$103,822 (+2.33%) Land $26,100 Building $77,722
2023		$101,461 Land $26,100 Building $75,361	$101,461 Land $26,100 Building $75,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROY serves 3,591 people · EPA ID NC0362020
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaw Rd

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