215 Shaw Rd, Troy, NC 27371 Property Records

Montgomery County property record for 215 Shaw Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1969
Lot Size	3.77 acres (164,221 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Nov 2023)
Tax Bill	$729 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7529 20 92 7106`

Property Details

APN / Parcel Number

Primary APN	`7529 20 92 7106`
Alternative APNs	`1487982` `56686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	164,221 sqft (3.77 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1487982
Street Address	215 SHAW RD
City	TROY
State	NC
Zip	27371-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HALL TRACTS 1 & 2 HALL #1&2
Legal Subdivision	HOUSE
Legal Tract	1-2
Legal Lot Number	1&2
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3036
Census Tract	960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	215 SHAW RD, TROY, NC 27371-8435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	2023380318
Deed Book / Page	933 / 69
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0824/0732
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	215 SHAW RD, TROY, NC 27371-8435
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SHAW RD, TROY, NC 27371-8435

Mortgage

Document Number	000978/534
Date	Feb 6, 2026
Book Page	978/534
Instrument	389564

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 6, 2023
Property Address	215 SHAW RD, TROY, NC 27371-8435
Document Number	0000933/69
Book / Page	933 / 69
Instrument Date	Nov 6, 2023
Instrument	380318
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 OKEEWEMEE RD, TROY, NC 27371-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SHAW RD, TROY, NC 27371-8435

Mortgage

Document Number	0000380319
Date	Nov 6, 2023
Instrument	380319

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.02%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.02%
Max Rate At Change	9.02%
Index	5-Year TN
Max Rate	13%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 6, 2023
Property Address	215 SHAW RD, TROY, NC 27371-8435
Document Number	0000933/69
Book / Page	933 / 69
Instrument Date	Nov 6, 2023
Instrument	380318
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 OKEEWEMEE RD, TROY, NC 27371-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SHAW RD, TROY, NC 27371-8435

Mortgage

Document Number	0000380319
Date	Nov 6, 2023
Instrument	380319

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.02%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.02%
Max Rate At Change	9.02%
Index	5-Year TN
Max Rate	13%

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY NC
Recording Date	Apr 25, 2019
Property Address	215 SHAW RD, TROY, NC 27371-8435
Document Number	0824/0732
Book / Page	0824 / 0732
Instrument Date	Apr 24, 2019
Instrument	358387
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 OKEEWEMEE RD, TROY, NC 27371-8410

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,610 (-) Land $25,249 Building $88,361	$113,610 (-) Land $25,249 Building $88,361
2025	$729.00	$113,610 (-) Land $25,249 Building $88,361	$113,610 (-) Land $25,249 Building $88,361
2023		$113,610 Land $25,249 Building $88,361	$113,610 Land $25,249 Building $88,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROY serves 3,591 people · EPA ID NC0362020
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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