Monroe County property record for 260 Ruff Dr, Monroe, MI 48162 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1955 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jun 2019) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-977-018-00 |
| Primary APN | 07-977-018-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 232 ft deep x 95 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 260 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F-18 SEC 26 T6S R8E WOODRUFF HEIGHTS LOT 18 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 26 |
| Legal Subdivision | WOODRUFF HEIGHTS |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records · APN 07-977-018-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 RUFF DR, MONROE, MI 48162-3578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Intrafamily Transfer, Transfer |
| May 19, 2020 | Deed of Trust, Mortgage LAKE MI CU |
| Jun 27, 2019 | Warranty Deed, Transfer LAKE MI CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Feb 26, 2015 · Amount on Record |
| Deed Document Number | 201910746 |
| Last Transfer Date | Sep 28, 2021 |
| Transfer Doc | 0000004232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 30, 2023 |
| Property Address | 260 RUFF DR, MONROE, MI 48162-3578 |
| Document Number | 0000004232 |
| Map Reference | LB 9 PG 21 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2023R04232 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 RUFF DR, MONROE, MI 48162-3578 |
| Name | Verified Name |
|---|---|
| Address | 260 RUFF DR, MONROE, MI 48162-3578 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 260 RUFF DR, MONROE, MI 48162-3578 |
| Document Number | 0000010379 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 260 RUFF DR MONROE MI 481623578, MONROE, MI 48162-3578 |
| Document Number | 0000010379 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 10379 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 27, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 27, 2019 |
| Property Address | 260 RUFF DR, MONROE, MI 48162-3578 |
| Document Number | 0000010746 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 10746 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,849.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 N ROESSLER ST MONROE MI 481622889, MONROE, MI 48162-2889 |
| Document Number | 10747 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 10747 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,200 (+32.82%) | $308,400 (+32.82%) | |
| 2025 | $1,391.00 (-60.37%) Homeowner's exemption | ||
| 2023 | $3,510.00 Homeowner's exemption | $116,100 | $232,200 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158314003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000, rainfall accumulation |
| Wildfire Risk | Low above 1% of the US · above 2% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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