Monroe County property record for 240 Ruff Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,712 sqft · built 1960 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jun 2026) |
| Tax Bill | $839 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-977-019-00 |
| Primary APN | 07-977-019-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 232 ft deep x 95 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 240 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A-RESIDE |
| Legal Description | F-19 SEC 25 T6S R8E WOODRUFF HEIGHTS LOT 19 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9706 STERLING AVE, ALLEN PARK, MI 48101-3701 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| Nov 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Deed Document Number | 202610369 |
| Prior Transfer Date | Nov 4, 2022 |
| Prior Transfer Doc | 0000021376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 11, 2026 |
| Property Address | 240 RUFF DR, MONROE, MI 48162-3578 |
| Document Number | 0000010369 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202610369 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | PURE TITLE AGENCY, PUREWATER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253,762.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9706 STERLING AVE, ALLEN PARK, MI 48101-3701 |
| Document Number | 0000010379, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202610379 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 7, 2022 |
| Property Address | 240 RUFF DR, MONROE, MI 48162-3578 |
| Document Number | 0000021376 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 2022R21376 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 RUFF DR, 240, MONROE, MI 48162-3578 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 240 RUFF DR, MONROE, MI 48162-3578 |
Source: Monroe County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,200 (+7.31%) | $302,400 (+7.31%) | |
| 2025 | $839.00 (-60.37%) | $140,900 (+19%) Land $140,900 | $281,800 (+19%) Land $281,800 |
| 2023 | $2,117.00 Homeowner's exemption | $118,400 | $236,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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