260 Roy St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 260 Roy St, Springfield, MA 01104

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,764 sqft · built 1976
Lot Size	0.172 acres (7,514 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Aug 2023)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Aug 2023 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10425 P:0067`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10425 P:0067`
Alternative APN	`104250067`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,764 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	7,514 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	104250067
Street Address	260 ROY ST
City	SPRINGFIELD
State	MA
Zip	01104-1228
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	258 ROY ST, SPRINGFIELD, MA 01104-1228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2020	Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	202338693
Deed Book / Page	25121 / 313
Transfer Doc	17683-354
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 18, 2023
Property Address	260 ROY ST, SPRINGFIELD, MA 01104-1228
Document Number	025121-313
Book / Page	25121 / 313
Instrument Date	Aug 7, 2023
Instrument	38693
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HAMPDEN LN, AGAWAM, MA 01001-3358

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	260 ROY ST, SPRINGFIELD, MA 01104-1228
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24196-489
Date	Oct 21, 2021
Book Page	24196/489
Instrument	74798

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 15, 2020
Property Address	260 ROY ST, SPRINGFIELD, MA 01104-1228
Document Number	23259-489
Book / Page	23259 / 489
Instrument Date	Jun 3, 2020
Instrument	30802
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CRAIG DR, W SPRINGFIELD, MA 01089-1481

Mortgage

Document Number	30803
Date	Jun 15, 2020
Instrument	30803

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,303.00 (+5.36%)	$338,200 (+14.57%) Land $39,000 Building $299,200
2023	$5,033.00	$295,200 Land $34,500 Building $260,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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