242 Roy St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 242 Roy St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,428 sqft · built 1972
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Apr 2022)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10425 P:0065`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10425 P:0065`
Alternative APN	`104250065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	816 sqft
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	12,602 sqft (0.289 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	104250065
Street Address	242 ROY ST
City	SPRINGFIELD
State	MA
Zip	01104-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 ROY ST, SPRINGFIELD, MA 01104-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 27, 2021	Warranty Deed, Transfer
Mar 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Book / Page	24512 / 188
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	23773-425
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 22, 2022
Property Address	242 ROY ST, SPRINGFIELD, MA 01104-1228
Document Number	024512-188
Book / Page	24512 / 188
Instrument Date	Apr 22, 2022
Instrument	24499
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 LEYFRED TER, SPRINGFIELD, MA 01108-1116

Mortgage

Document Number	0000024500
Date	Apr 22, 2022
Instrument	24500

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 27, 2021
Property Address	242 ROY ST, SPRINGFIELD, MA 01104-1228
Document Number	024326-180
Book / Page	24326 / 180
Instrument Date	Dec 21, 2021
Instrument	92360
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 BIRCHLAND AVE, SPRINGFIELD, MA 01119-2710

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 19, 2021
Property Address	242 ROY ST, SPRINGFIELD, MA 01104-1228
Document Number	23773-425
Book / Page	23773 / 425
Instrument Date	Mar 19, 2021
Instrument	18865
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 COOLEY ST, SPRINGFIELD, MA 01128-1118

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+9.03%)	$278,700 (+18.55%) Land $40,600 Building $238,100	$355,680 (+12.84%)
2024			$315,210
2023	$4,008.00	$235,100 Land $36,000 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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