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260 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 260 Ridge Pointe Dr, Covington, GA 30016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,972 sqft Heated Area
Lot Size14,810 sqft (0.339 acres)
Garage672 sqft
OccupancyOwner Occupied
Last Sale$125,000 (2016)
Tax Bill$3,133.00 (2025)

Property Details

APN / Parcel Number

Primary APN0064D-00000-026-000
Alternative APNs
  • 0064D 026
  • 25161

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,972 sqft Heated Area
1st Floor860 sqft 1st Floor
Stories2 Stories
Primary FlooringOther Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Exterior MaterialVinyl Exterior
Construction TypeStone Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.339 acres)
Parking Spaces2 Parking Spaces
Garage Area672 sqft Garage

Exterior Amenities

Deck Area120 sqft Deck
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area28 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number25161
Old Parcel Number0064D 026
Street Address260 RIDGE POINTE DR
CityCOVINGTON
StateGA
Zip30016-4744
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 26 STONE RIDGE PH1
Legal SubdivisionSTONE RIDGE
Legal Phase1
Legal Lot Number26
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup2
Census Block2043
Census Tract100600

Owner

Source: Newton County records · APN 0064D-00000-026-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Deed of Trust, Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 21, 2022Deed of Trust, Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 23, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 04, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jun 04, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleSep 20, 2005 · Amount on Record
Deed Doc Number0003470127
Deed Book / Page3470 / 127
Last Transfer DateAug 22, 2016
Transfer Doc0034700127
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744

Mortgage

Document Number0043930000000001
DateMay 26, 2022
Book Page0000004393/0000000001
Instrument009481
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
AmountAmount Recorded
Term336 Months
DueJan 01, 2050

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744

Mortgage

Document Number0044560000000274
DateNov 21, 2022
Book Page0000004456/0000000274
Instrument018662
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
AmountAmount Recorded
Term336 Months
DueJan 01, 2050

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744

Mortgage

Document Number0045940000000001
DateFeb 23, 2024
Book Page0000004594/0000000001
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueJan 01, 2064

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
Transaction TypeMortgage
Record UpdatedAug 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744

Mortgage

Document Number0045250000000607
DateJul 03, 2023
Book Page0000004525/0000000607
Instrument007966
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueJan 01, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
Document Number0040270438
Instrument DateJun 04, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RIDGE POINTE DR COVINGTON GA 300164744, COVINGTON, GA 30016-4744

Mortgage

Document Number0040270438
DateJun 30, 2020
Book Page004027/000438
Instrument8677
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEWTON GA
Property Address260 RIDGE POINTE DR, COVINGTON, GA 30016-4744
Document Number0040270401
Instrument DateJun 04, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RIDGE POINTE DR COVINGTON GA 300164744, COVINGTON, GA 30016-4744

Mortgage

Document Number0040270401
DateJun 30, 2020
Book Page004027/000401
Instrument8675
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,133.00 (+11.02%)$125,240 (+8.53%) Land $18,000 Building $107,240$313,100 (+8.53%) Land $45,000 Building $268,100
2023$115,400 Land $7,200 Building $108,200$288,500 Land $18,000 Building $270,500
2022$2,822.00

Flood & Wildfire

260 Ridge Pointe Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 9th in Georgia
Wildfire LikelihoodLow — about 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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