245 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 245 Ridge Pointe Dr, Covington, GA 30016 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,780 sqft Heated Area
Lot Size	12,632 sqft (0.289 acres)
Garage	660 sqft
Occupancy	Owner Occupied
Last Sale	$139,300 (2005)
Tax Bill	$2,834.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-057-000`
Alternative APNs	`0064D 057` `25192`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,780 sqft Heated Area
1st Floor	60 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Exterior Material	Vinyl Exterior
Construction Type	Stone Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.289 acres)
Parking Spaces	2 Parking Spaces
Garage Area	660 sqft Garage

Exterior Amenities

Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	25192
Old Parcel Number	0064D 057
Street Address	245 RIDGE POINTE DR
City	COVINGTON
State	GA
Zip	30016-4782
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 103 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	103
Jurisdiction	NEWTON GA
Minor Civil Division	COVINGTON-PORTERDALE
Census Blockgroup	2
Census Block	2046
Census Tract	100600

Owner

Source: Newton County records · APN 0064D-00000-057-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	245 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Deed Doc Number	0001909586
Deed Book / Page	1909 / 586
Record Refreshed	Jun 08, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	245 RIDGE POINTE DR, COVINGTON, GA 30016-4782
Document Number	0039380529
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 RIDGE POINTE DR COVINGTON GA 300164782, COVINGTON, GA 30016-4782

Mortgage

Document Number	0039380529
Date	Dec 23, 2019
Book Page	003938/000529
Instrument	16754

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (+2.83%) Homeowner's exemption	$119,560 (+6.75%) Land $18,000 Building $101,560	$298,900 (+6.75%) Land $45,000 Building $253,900
2024	$2,756.00 (+2.61%) Homeowner's exemption	$112,000 (+1.78%) Land $18,000 Building $94,000	$280,000 (+1.78%) Land $45,000 Building $235,000
2023		$110,040 Land $7,200 Building $102,840	$275,100 Land $18,000 Building $257,100
2022	$2,686.00

Flood & Wildfire

245 Ridge Pointe Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 9th in Georgia
Wildfire Likelihood	Low — about 1 in 3,030 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.