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260 Phillips St, Jackson, TN 38301 Property Records

Madison County property record for 260 Phillips St, Jackson, TN 38301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 2023
Lot Size0.13 acres (5,672 sqft)
OwnerIndividual Name on Record
Last Sale$184,000 (Feb 2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN078K-J-061.00

Property Details

APN / Parcel Number

Primary APN078K-J-061.00
Alternative APN
  • 057078K J 06100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area5,672 sqft (0.13 acres)
Lot Dimensions105 ft deep x 54 ft wide
PorchFinished/Open Porch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number057078K J 06100
Street Address260 PHILLIPS ST
CityJACKSON
StateTN
Zip38301-6649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY ESTATES PB 11 PG 968 BLK 2 LOT 203 54X105X54.08X105
Legal SubdivisionLEGACY ESTATES
Legal Block2
Legal Lot Number203
JurisdictionMADISON TN
Township / Civil Division1
Census Block Group3
Census Block3009
Census Tract1000

Owner

Source: Madison County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address260 PHILLIPS ST, JACKSON, TN 38301-6649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
Jun 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MORTGAGE INVESTORS GROUP INC
Jun 6, 2023Warranty Deed, Transfer · FHA Mortgage
MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleJun 6, 2023 · Amount on Record
Deed Document Number20252011
Deed Book / Page789 / 55
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Recording DateApr 15, 2026
Property Address260 PHILLIPS ST, JACKSON, TN 38301-6649
Document Number0000003980
Book / Page2306 / 1668
Instrument DateApr 7, 2026
Instrument20263980
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 PHILLIPS ST, JACKSON, TN 38301-6649

Mortgage

Document Number0000003980,
DateApr 15, 2026
Book Page2306/1668
Instrument20263980
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address260 PHILLIPS ST, JACKSON, TN 38301-6649
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 ROB ROY DR, CLERMONT, FL 34711-2464

Mortgage

Document Number0T2212/799
DateNov 10, 2022
Book PageT2212/799
Instrument22014622
Lender
NameCADENCE BANK NA
TypeBank
AddressJACKSON, TN 38301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address260 PHILLIPS ST, JACKSON, TN 38301-6649
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 OHILIP ST, JACKSON, TN 38301

Mortgage

Document Number0T2225/992
DateJun 6, 2023
Book PageT2225/992
Instrument23005793
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 6, 2023
Property Address260 PHILLIPS ST, JACKSON, TN 38301-6649
Document Number000D778/15
Book / PageD778 / 15
Map ReferenceMB 11 PG 968
Instrument DateJun 2, 2023
Instrument23005791
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 PHILLIPS ST, JACKSON, TN 38301-6649

Mortgage

Document Number0023005792
DateJun 6, 2023
Instrument23005792
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Mortgage

Document NumberT2225/1005
DateJun 6, 2023
Book PageT2225/1005
Instrument23005794
Lender
NameJACKSON COMMUNITY REDEVELOPMENT AGENCY
TypeNon-Lending Institution
AddressJACKSON, TN 38301
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$32,325 Land $825 Building $31,500$129,300 (-) Land $3,300 Building $126,000
2022$129,300 Land $3,300 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPlus Broadband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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