256 Phillips St, Jackson, TN 38301 Property Records

Madison County property record for 256 Phillips St, Jackson, TN 38301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 2023
Lot Size0.13 acres (5,672 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jan 2024)
Deeds & MortgagesApr 2023 Construction Loan
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN057078K J 06300

Property Details

APN / Parcel Number

Primary APN057078K J 06300
Alternative APN
  • 078K J 06300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,320 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialSiding
Lot Area5,672 sqft (0.13 acres)
Lot Dimensions105 ft deep x 54 ft wide
PorchOpen Porch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address256 PHILLIPS ST
CityJACKSON
StateTN
Zip38301-6649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:201 BLK:2 DIST:05 CITY/MUNI/TWP:JACKSON SUBD:LEGACY ESTATES MAP REF:078K
Legal SubdivisionLEGACY ESTATES
Legal Block2
Legal Lot Number201
JurisdictionMADISON TN
Township / Civil Division1
Census Block Group3
Census Block3009
Census Tract1000

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address256 PHILLIPS ST, JACKSON, TN 38301-6649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · Construction Mortgage
CADENCE BANK NA
Jan 31, 2024Deed of Trust, Mortgage
JACKSON COMMUNITY REDEVELOPMENT AGENCY
Jan 31, 2024Warranty Deed, Transfer · FHA Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleOct 14, 2020
Deed Document Number24000863
Deed Book / PageD782 / 453
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address256 PHILLIPS ST, JACKSON, TN 38301-6649
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 OLD HICKORY BLVD, JACKSON, TN 38305-2904

Mortgage

Document Number0T2222/823
DateApr 25, 2023
Book PageT2222/823
Instrument23004012
Lender
NameCADENCE BANK NA
TypeBank
AddressJACKSON, TN 38301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address256 PHILLIPS ST, JACKSON, TN 38301-6649
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0T2242/529
DateJan 31, 2024
Book PageT2242/529
Instrument24000865
Lender
NameJACKSON COMMUNITY REDEVELOPMENT AGENCY
TypeNon-Lending Institution
AddressJACKSON, TN 38301
Agreement
AmountAmount Recorded

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJan 31, 2024
Property Address256 PHILLIPS ST, JACKSON, TN 38301-6649
Document Number00D782/453
Book / PageD782 / 453
Map ReferenceMB 11 PG 968
Instrument DateJan 30, 2024
Instrument24000863
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 PHILLIPS ST, JACKSON, TN 38301-6649
InvestorPossibly a Property Investor

Mortgage

Document Number0T2242/509
DateJan 31, 2024
Book PageT2242/509
Instrument24000864
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$32,650 Land $825 Building $31,825
2022$130,600 Land $3,300 Building $127,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPlus Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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