260 Oberlin Dr, Galt, CA 95632 Property Records

Sacramento County property record for 260 Oberlin Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1989
Lot Size	0.173 acres (7,518 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Feb 2026)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0440-012-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0440-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,518 sqft (0.173 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	260 OBERLIN DR
City	GALT
State	CA
Zip	95632-2381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MCFARLAND PLACE, LOT 54
Legal Subdivision	MCFARLAND PLACE
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9502

Owner

260 Oberlin Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 OBERLIN DR, GALT, CA 95632-2381
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Feb 6, 2026	Grant Deed, Transfer STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
Oct 7, 2020	Correction Deed, Transfer OLD REPUBLIC TITLE
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 26, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Feb 6, 2026 · Amount on File
Deed Book / Page	20260206 / 860
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	10070000001062
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2026
Property Address	260 OBERLIN DR, GALT, CA 95632-2381
Document Number	0000000860
Map Reference	MB 183 MAP 20
Instrument Date	Jan 22, 2026
Instrument	202602060860
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	260 OBERLIN DR, GALT, CA 95632-2381

Mortgage

Document Number	0000000861
Date	Feb 6, 2026
Instrument	202602060861

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2026
Property Address	260 OBERLIN DR, GALT, CA 95632-2381
Document Number	0000000859
Map Reference	MB 183 MAP 20
Instrument Date	Jan 15, 2026
Instrument	202602060859
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 7, 2020
Property Address	260 OBERLIN DR, GALT, CA 95632-2381
Document Number	2010071062
Instrument Date	Oct 7, 2020
Instrument	2010071062
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 OBERLIN DR GALT CA 956322381, GALT, CA 95632-2381

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	260 OBERLIN DR, GALT, CA 95632-2381
Document Number	2010071063
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 OBERLIN DR GALT CA 956322381, GALT, CA 95632-2381

Mortgage

Document Number	2010071063
Date	Oct 7, 2020
Instrument	2010071063

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2019
Property Address	260 OBERLIN DR, GALT, CA 95632-2381
Document Number	1904261023
Instrument Date	Mar 28, 2019
Instrument	1904261023
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 OBERLIN DR GALT CA 956322381, GALT, CA 95632-2381

Mortgage

Document Number	1904261024
Date	Apr 26, 2019
Instrument	1904261024

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 260 Oberlin Dr was $4,322, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$383,443 (+2%) Land $99,557 Building $283,886
2025	$4,322.00 (+4.47%)	$375,925 Land $97,605 Building $278,320
2024	$4,137.00 (+1.72%)
2023	$4,067.00 (+4.2%)	$361,329 Land $93,816 Building $267,513
2022	$3,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 260 Oberlin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Oberlin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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