249 Oberlin Dr, Galt, CA 95632 Property Records

Sacramento County property record for 249 Oberlin Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,618 sqft · built 1986
Lot Size	0.149 acres (6,510 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2018)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0311-034-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0311-034-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,510 sqft (0.149 acres)
Garage Area	389 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	249 OBERLIN DR
City	GALT
State	CA
Zip	95632-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 16, LOT 129
Legal Subdivision	EMERALD PARK 16
Legal Lot Number	129
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2018
Census Tract	9502

Owner

249 Oberlin Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 OBERLIN DR, GALT, CA 95632-2327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jan 4, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Feb 15, 2018	Grant Deed, Transfer · FHA Mortgage GOLD STAR MTG FIN'L
Feb 15, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Prior Sale	Jan 26, 2012 · Amount on File
Deed Book / Page	20180215 / 941
Prior Transfer Date	Sep 16, 2010
Prior Transfer Doc	0000000555
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	249 OBERLIN DR, GALT, CA 95632-2327
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 OBERLIN DR, GALT, CA 95632-2327

Mortgage

Document Number	0000001110
Date	Feb 1, 2021
Instrument	202102011110

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	249 OBERLIN DR, GALT, CA 95632-2327
Document Number	2001210457
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	249 OBERLIN DR GALT CA 956322327, GALT, CA 95632-2327

Mortgage

Document Number	2001210457
Date	Jan 21, 2020
Instrument	2001210457

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2018
Property Address	249 OBERLIN DR, GALT, CA 95632-2327
Document Number	1802150941
Instrument Date	Feb 12, 2018
Instrument	1802150941
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	249 OBERLIN DR GALT CA 956322327, GALT, CA 95632-2327

Mortgage

Document Number	1802150943
Date	Feb 15, 2018
Instrument	1802150943

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2018
Property Address	249 OBERLIN DR, GALT, CA 95632-2327
Document Number	1802150942
Instrument Date	Feb 12, 2018
Instrument	1802150942
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	249 OBERLIN DR GALT CA 956322327, GALT, CA 95632-2327

Tax Assessment & Valuation

The 2025 property tax bill for 249 Oberlin Dr was $4,578, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,198 (+2%) Land $92,843 Building $313,355
2025	$4,578.00 (+4.47%)	$398,234 Land $91,023 Building $307,211
2024	$4,382.00 (+1.72%)
2023	$4,308.00 (+4.18%)	$382,773 Land $87,490 Building $295,283
2022	$4,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 249 Oberlin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Oberlin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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