260 Mitchell Hts, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 260 Mitchell Hts, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1979
Lot Size	2.14 acres (93,523 sqft)
Owner	Individual Name on Record
Tax Bill	$4,778 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`085-282-34`

Property Details

APN / Parcel Number

Primary APN	`085-282-34`
Alternative APN	`085-282-34-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,767 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	93,523 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	260 MITCHELL HTS
City	BOULDER CREEK
State	CA
Zip	95006-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-1.75AC
Legal Subdivision	ORDWAY
Legal Block	19
Legal Lot Number	9-12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1044
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2002
Transfer Doc	0000016486
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2026
Property Address	260 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Document Number	0000008480
Instrument Date	Mar 19, 2026
Instrument	20268480
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 MITCHELL HTS, BOULDER CREEK, CA 95006-8746

Mortgage

Document Number	0000008480,
Date	Apr 17, 2026
Instrument	20268480

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2026
Property Address	260 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Document Number	0000008481
Instrument Date	Mar 19, 2026
Instrument	20268481
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 MITCHELL HTS, BOULDER CREEK, CA 95006-8746

Mortgage

Document Number	0000008481,
Date	Apr 17, 2026
Instrument	20268481

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,963 (+2%) Land $171,012 Building $208,951
2025	$4,778.00 (-6.77%) Homeowner's exemption	$372,513 (+4.04%) Land $167,659 Building $204,854
2023	$5,125.00 (+16.06%) Homeowner's exemption	$358,047 Land $161,148 Building $196,899	$500,310
2022	$4,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, Verizon.

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