121 Mitchell Hts, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 121 Mitchell Hts, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,984 sqft · built 1993
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Aug 2022)
Tax Bill	$14,477 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-282-35`

Property Details

APN / Parcel Number

Primary APN	`085-282-35`
Alternative APN	`085-282-35-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,984 sqft Living Area
Gross Area	4,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	90,169 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,193 sqft
Patio Area	1,193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	121 MITCHELL HTS
City	BOULDER CREEK
State	CA
Zip	95006-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-1.75AC
Legal Subdivision	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1044
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Aug 19, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 19, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 23, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202223662
Last Transfer Date	Aug 12, 2024
Transfer Doc	0000016521
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746

Mortgage

Document Number	0000003540
Date	Mar 2, 2023
Instrument	2023-0003540

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 19, 2022
Property Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Document Number	0000023661
Map Reference	VOL 18 PG 41
Instrument Date	Aug 16, 2022
Instrument	2022-0023661
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 19, 2022
Property Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Document Number	0000023662
Map Reference	VOL 18 PG 41
Instrument Date	Aug 10, 2022
Instrument	2022-0023662
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746

Mortgage

Document Number	0000023663
Date	Aug 19, 2022
Instrument	2022-0023663

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 23, 2022
Property Address	121 MITCHELL HTS, BOULDER CREEK, CA 95006-8746
Document Number	0000016031
Map Reference	VOL 18 PG 41
Instrument Date	May 12, 2022
Instrument	2022-0016031
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 W PARK ST, BUTTE, MT 59701-9074

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,243,406 (+2%) Land $746,044 Building $497,362
2025	$14,477.00 (+78.62%) Homeowner's exemption	$1,219,026 (+82.64%) Land $731,416 Building $487,610
2023	$8,105.00 (+2.44%) Homeowner's exemption	$667,434 Land $206,695 Building $460,739	$1,230,120
2022	$7,912.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, Verizon.

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