230 McFall Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 230 McFall Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 903 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Apr 2010)
Tax Bill	$3,251 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 153.06-1-5`

Property Details

APN / Parcel Number

Primary APN	`493089 153.06-1-5`
Alternative APNs	`308915300600010050000000` `00000005266`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	903 sqft Living Area
1st Floor Area	903 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Shed	1 Shed
Shed Area	90 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000005266
Street Address	230 MCFALL RD
City	APALACHIN
State	NY
Zip	13732-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2001
Census Tract	20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 MCFALL RD, APALACHIN, NY 13732-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage NBH BANK NATIONAL ASSOCIATION
Apr 18, 2018	Warranty Deed, Transfer NBT BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2010 · Amount on Record
Deed Sale	Apr 21, 2010 · Amount on Record
Prior Sale	Jul 25, 1996 · Amount on Record
Deed Book / Page	17795 / 3001
Last Transfer Date	Apr 9, 2018
Transfer Doc	0000001598
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Recording Date	Apr 22, 2026
Property Address	230 MCFALL RD, APALACHIN, NY 13732-3734
Document Number	202600001427
Instrument Date	Feb 20, 2026
Instrument	20261427
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 MCFALL RD, APALACHIN, NY 13732-3734

Mortgage

Document Number	0000001427,
Date	Apr 22, 2026
Instrument	20261427

Lender

Name	NBH BANK NATIONAL ASSOCIATION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Apr 18, 2018
Property Address	230 MCFALL RD, APALACHIN, NY 13732-3734
Document Number	18000001598
Instrument Date	Apr 9, 2018
Instrument	180-00001598
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 MCFALL RD, APALACHIN, NY 13732-3734

Mortgage

Document Number	18000001599
Date	Apr 18, 2018
Instrument	180-00001599

Lender

Name	NBT BANK NA

Agreement

Amount	Amount Recorded
Term	237 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,251.00 (-0.34%) Homeowner's exemption
2025	$3,262.00 (+150.35%)	$64,300 (-) Land $7,000 Building $57,300	$123,062 (+3.35%) Land $13,397 Building $109,665
2023		$64,300 Land $7,000 Building $57,300	$119,074 Land $12,963 Building $106,111
2019	$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2006–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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