Emmet County property record for 260 E 3rd St, Harbor Springs, MI 49740
| Property Type | Commercial Condominium |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,500 (Aug 2016) |
| Tax Bill | $369 (2024) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-15-13-176-134 |
| Primary APN | 51-15-13-176-134 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 80 ft deep x 24 ft wide |
| Street Address | 260 E 3RD ST |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Condominium |
| Local Zoning Code | COHS CBD |
| Legal Description | PT OF ISAAC WHICHER'S SURVEY, BLK 7, LOT 2, SECTION 13, COM AT W 1/4 COR, TH ALG W LN OF SEC N0?05'30"E 971.05 FT, TH |
| Legal Range | 06W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Subdivision | ISAAC WHICHERS SURV |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | HARBOR SPRINGS |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 970400 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 275 E MAIN ST, HARBOR SPRINGS, MI 49740-1511 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Deed Document Number | 20165140692 |
| Deed Book / Page | 1187 / 832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 6, 2020 |
| Property Address | 260 E 3RD ST, HARBOR SPRINGS, MI 49740 |
| Document Number | 001219/862 |
| Book / Page | 1219 / 862 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 5172805 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 28, HARBOR SPRINGS, MI 49740-0028 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Harbor Springs City |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2024 | $369.00 | |
| 2020 | $74,600 Land $74,600 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARBOR SPRINGS serves 1,194 people · EPA ID MI0003010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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