211 E 3rd St, Harbor Springs, MI 49740 Property Records

Emmet County property record for 211 E 3rd St, Harbor Springs, MI 49740

Property Summary

Property TypeCommercial
Details1 ba · 2,364 sqft
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Tax Bill$9,100 (2024)
Deeds & MortgagesJan 2023 Sale
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN51-15-13-176-011

Property Details

APN / Parcel Number

Primary APN51-15-13-176-011

Interior

Full Baths1 Bath
Stories5 Stories
Building Area2,364 sqft Total Area
1st Floor Area3,567 sqft
Basement Area1,112 sqft
Unfinished Basement1,203 sqft

Exterior

Architectural StyleOther
Fire ResistanceMasonry Walls, Wood Interior
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions355 ft deep x 141 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address211 E 3RD ST
CityHARBOR SPRINGS
StateMI
Zip49740-1534
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOHS B-1
Legal DescriptionISAAC WHICHER'S SURVEY, BLK 2, LOT 5. SECTION 13, T35N, R6W
Legal Range06W
Legal Township35N
Legal Section13
Legal SubdivisionISAAC WITTICHERS SURVEY
Legal Block2
Legal Lot Number5
JurisdictionEMMET MI
Township / Civil DivisionHARBOR SPRINGS
Census Block Group4
Census Block4024
Census Tract970400

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6800 HUGHSTON RD, HARBOR SPRINGS, MI 49740-9301
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Warranty Deed, Transfer
Feb 3, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2023
Deed SaleJan 17, 2023
Prior SaleOct 1, 1985 · Amount on Record
Deed Document Number20235202653
Deed Book / Page1249 / 667
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJan 17, 2023
Property Address211 E 3RD ST, HARBOR SPRINGS, MI 49740-1534
Document Number001249/667
Book / Page1249 / 667
Instrument DateDec 30, 2022
Instrument5202653
Transaction TypeTransfer
Record UpdatedFeb 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 E BAY ST, HARBOR SPRINGS, MI 49740-1601

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateFeb 3, 2017
Property Address211 E 3RD ST, HARBOR SPRINGS, MI 49740-1534
Document Number1191/0915
Book / Page1191 / 0915
Instrument DateJan 25, 2017
Instrument5144794
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address583 ARBOR ST, 583, HARBOR SPRINGS, MI 49740-1303

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 E BAY ST, HARBOR SPRINGS, MI 49740-1601

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityHarbor Springs City
Unified School DistrictHarbor Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,600 (+35.97%) Land $33,000 Building $265,600$597,200 (+35.97%) Land $66,000 Building $531,200
2024$9,100.00
2023$219,600 Land $14,900 Building $204,700$439,200 Land $29,800 Building $409,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARBOR SPRINGS
serves 1,194 people · EPA ID MI0003010
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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