260 Co Rd 646, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 260 Co Rd 646, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1979
Lot Size	0.822 acres (35,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jan 2018)
Tax Bill	$550 (2026)
Deeds & Mortgages	Jan 2018 Sale Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-09-30-0-000-042.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-09-30-0-000-042.000`
Alternative APNs	`ALT APN:1009300000042000` `10909`

Interior

Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,827 sqft (0.822 acres)

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	192 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	10909
Street Address	260 COUNTY ROAD 646
City	CEDAR BLUFF
State	AL
Zip	35959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, CEDAR POINT EST SD, # 1, PB 6 PG 106
Legal Range	10E
Legal Township	09S
Legal Section	30
Legal Subdivision	CEDAR POINT ESTATES SECTION 1
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3058
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 COUNTY ROAD 646, CEDAR BLUFF, AL 35959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2018	Warranty Deed, Transfer
Feb 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	2018201124
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 18, 2018
Property Address	260 COUNTY ROAD 646, CEDAR BLUFF, AL 35959
Document Number	0000201124
Instrument Date	Jan 12, 2018
Instrument	201124
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 LADONNA PL SW, ROME, GA 30165-3457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1155, CEDAR BLUFF, AL 35959-1155
Investor	Possibly a Property Investor

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 2, 2018
Property Address	260 COUNTY ROAD 646, CEDAR BLUFF, AL 35959
Document Number	0000201284
Instrument Date	Dec 22, 2017
Instrument	201284
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2425 LUMBLEY RD, RAINBOW CITY, AL 35906-9026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 PARSON RD, CHATSWORTH, GA 30705-5602

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$550.00 (+7.21%)
2025	$513.00 (+4.06%)	$12,940 (+4.52%) Land $8,440 Building $4,500	$152,000 (+3.75%) Land $84,300 Building $67,700
2024	$493.00 Additional exemption filed	$12,380 (-15.55%) Land $7,880 Building $4,500	$146,500 (-) Land $78,800 Building $67,700
2023	$493.00 Additional exemption filed	$14,660 (+44.29%)	$146,500 (-) Land $78,800 Building $67,700
2022	$493.00 Additional exemption filed	$10,160 Land $7,880 Building $2,280	$146,500 Land $78,800 Building $67,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
TDS Telecom DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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