230 Co Rd 646, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 230 Co Rd 646, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,282 sqft · built 1978
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2022)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Sale + 6 more
Flood Zone	Zone X (moderate risk)
APN	`13-10-09-30-0-000-043.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-09-30-0-000-043.000`
Alternative APNs	`ALT APN:1009300000043000` `212497`

Interior

Stories	1 Story
Building Area	1,282 sqft Living Area
Basement Area	540 sqft
Unfinished Basement	540 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	79,715 sqft (1.83 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Patio Area	1,074 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	212497
Street Address	230 COUNTY ROAD 646
City	CEDAR BLUFF
State	AL
Zip	35959-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CEDAR POINT ESTATES SECTOR 1 & A TR BEG @ THE NW CORSD LOT 4;SE201;E254;SLY & WLY536;N150;NE53;N208;E80 TO POB
Legal Subdivision	CEDAR POINT ESTATES
Legal Tract	B
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3058
Census Tract	955702

Owner

Source: Cherokee County records · APN 13-10-09-30-0-000-043.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ALABAMA FARM CREDIT PCA
Jun 22, 2021	Warranty Deed, Transfer
Jun 22, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 18, 2021	Warranty Deed, Transfer
Feb 18, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ALABAMA FARM CREDIT PCA
Feb 18, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ALABAMA FARM CREDIT PCA
Feb 18, 2021	Warranty Deed, Transfer
Jun 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	224446
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 25, 2022
Property Address	230 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3441
Document Number	0000224446
Map Reference	PB 6 PG 106
Instrument Date	May 19, 2022
Instrument	224446
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 400, SILVER CREEK, GA 30173-0400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

Mortgage

Document Number	0000224447
Date	May 25, 2022
Instrument	224447

Lender

Name	ALABAMA FARM CREDIT PCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2037

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 22, 2021
Property Address	230 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3441
Document Number	0000218899
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	218899
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 22, 2021
Property Address	COUNTY RD, CEDAR BLUFF, AL 35959
Document Number	0000218898
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	218898
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 18, 2021
Property Address	COUNTY RD, CEDAR BLUFF, AL 35959
Document Number	0000216668
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	216668
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 18, 2021
Property Address	COUNTY RD, CEDAR BLUFF, AL 35959
Document Number	0000216669
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	216669
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

Mortgage

Document Number	0000216670
Date	Feb 18, 2021
Instrument	216670

Lender

Name	ALABAMA FARM CREDIT PCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 18, 2021
Property Address	230 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3441
Document Number	0000216669
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	216669
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

Mortgage

Document Number	0000216670
Date	Feb 18, 2021
Instrument	216670

Lender

Name	ALABAMA FARM CREDIT PCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 18, 2021
Property Address	230 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3441
Document Number	0000216668
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	216668
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 22, 2021
Property Address	230 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3441
Document Number	0000218898
Map Reference	PB 6 PG 106
Instrument Date	Feb 11, 2021
Instrument	218898
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COUNTY ROAD 121, FORT PAYNE, AL 35968-5418

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,503.00 (+4.52%)	$34,100 (+4.73%) Land $23,420 Building $10,680	$357,800 (+4.47%) Land $234,100 Building $123,700
2024	$1,438.00	$32,560 (-4.96%) Land $21,880 Building $10,680	$342,500 (-) Land $218,800 Building $123,700
2023	$1,438.00	$34,260 (+45.29%)	$342,500 (-) Land $218,800 Building $123,700
2022	$1,438.00	$23,580 Land $21,880 Building $1,700	$342,500 Land $218,800 Building $123,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
TDS Telecom DSL	10 / 1

Based on FCC filings for 32 locations within half a mile of this property.

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