St. Johns County property record for 260 Cervantes Ave, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 1958 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $322,000 (Aug 2024) |
| Tax Bill | $3,518 (2025) |
| Deeds & Mortgages | Aug 2024 Second Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092560-0000 |
| Primary APN | 092560-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 260 CERVANTES AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-147 SANTA ROSA SUBD LOT 24 BLK 15 OR6003/1918 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | SANTA ROSA IN ST. AUGUSTINE |
| Legal Block | 15 |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21002 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 260 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Dec 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jan 11, 2021 | Warranty Deed, Transfer BRADLEY D BURCHFIELD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | Jan 11, 2021 · Amount on Record |
| Deed Document Number | 202464565 |
| Deed Book / Page | 6003 / 1918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 260 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 260 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557 |
| Document Number | 0060031940 |
|---|---|
| Date | Aug 15, 2024 |
| Book Page | 6003/1940 |
| Instrument | 2024064567 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 260 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 260 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557 |
| Document Number | 0056780439 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 5678/439 |
| Instrument | 2022111679 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 260 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2557 |
| Document Number | 0051481844 |
| Book / Page | 005148 / 001844 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 3488 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 260 CERVANTES AVE ST AUGUSTINE FL 320842557, ST AUGUSTINE, FL 32084-2557 |
| Document Number | 51481846 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 005148/001846 |
| Instrument | 3489 |
| Name | BRADLEY D BURCHFIELD |
|---|---|
| Address | 357 TIRANA AVE, ST AUGUSTINE, FL 32084-2525 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Rate | 4.5% |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,666 (+2.7%) | $287,989 (+5.01%) Land $52,920 Building $235,069 | |
| 2025 | $3,518.00 (+97.09%) Homeowner's exemption | $274,261 (+70.29%) | $274,261 (+70.29%) Land $52,920 Building $221,341 |
| 2024 | $1,785.00 (-2.41%) Homeowner's exemption | $161,059 (-1.13%) | $161,059 (-1.13%) Land $47,040 Building $114,019 |
| 2023 | $1,829.00 (+1.72%) Homeowner's exemption | $162,898 (+1.26%) | $162,898 (+1.26%) Land $47,040 Building $115,858 |
| 2022 | $1,798.00 Homeowner's exemption | $160,873 | $160,873 Land $32,928 Building $127,945 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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