248 Cervantes Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 248 Cervantes Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (Nov 2021)
Tax Bill$4,093 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN092730-0010

Property Details

APN / Parcel Number

Primary APN092730-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,140 sqft Living Area
Gross Area1,620 sqft
1st Floor Area1,140 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address248 CERVANTES AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3-147 SANTA ROSA SUB - PART OF LOTS 1 2 & 3 BLK 18 & VACATED LAVILLA AVE LYING W OR5414/163
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA IN ST. AUGUSTINE
Legal Block18
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3026
Census Tract21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressTRICON RESIDENTIAL, SCOTTSDALE, AZ 85261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
ROYAL BANK OF CANADA
Nov 5, 2021Warranty Deed, Transfer
REALTECH TITLE LLC
Feb 12, 2019Warranty Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP
Aug 20, 2018Warranty Deed, Transfer
ACTION TITLE SERVICES/STATE JOHNS COUNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number2021121052
Deed Book / Page5414 / 163
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address248 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Transaction TypeMortgage
Record UpdatedMay 25, 2022
Title CompanyREALTECH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055561481
DateMay 11, 2022
Book Page5556/1481
Instrument2022048222
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeCommercial Mortgage

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 5, 2021
Property Address248 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Document Number0054140163
Book / Page5414 / 163
Map ReferenceMB 3 PG 147
Instrument DateSep 28, 2021
Instrument2021121052
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyREALTECH TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S RIVERSIDE PLZ # 200, 200, CHICAGO, IL 60606-3913
InvestorPossibly a Property Investor

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 12, 2019
Property Address248 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Document Number0046791041
Book / Page4679 / 1041
Map ReferenceMB 3 PG 147
Instrument DateFeb 12, 2019
Instrument2019009856
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502

Mortgage

Document Number2019009857
DateFeb 12, 2019
Instrument2019009857
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 20, 2018
Property Address248 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Document Number0045990564
Book / Page004599 / 000564
Instrument DateAug 20, 2018
Instrument60159
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

AmountAmount Recorded
Tax$1,154.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address398 MARSH POINT CIR ST AUGUSTINE FL 320805861, ST AUGUSTINE, FL 32080-5861

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,497 (+4.88%) Land $61,425 Building $230,072$291,497 (+4.88%) Land $61,425 Building $230,072
2025$4,093.00 (+14.17%)$277,939 (+5.13%)$277,939 (+5.13%) Land $61,425 Building $216,514
2024$3,585.00 (-1.1%)
2023$3,625.00 (-0.96%)$264,389 (-0.72%)$264,389 (-0.72%) Land $54,600 Building $209,789
2022$3,660.00$266,308$266,308 Land $38,220 Building $228,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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