Lake County property record for 260 Cassady St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,946 sqft · built 2007 |
| Lot Size | 0.831 acres (36,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Apr 2026) |
| Tax Bill | $5,321 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0001-000-07800 |
| Primary APN | 13-18-26-0001-000-07800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,834 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 36,198 sqft (0.831 acres) |
| Lot Dimensions | 317 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | Deck Area |
| Utility Building | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3800940 |
|---|---|
| Street Address | 260 CASSADY ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | W 120 FT OF E 392.6 FT OF N 317.6 FT OF S 760 FT OF W 1/2 OF GOV LOT 2--LESS RD R/WS-- ORB 6002 PG 1985 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Quarter | 1 |
| Legal Tract | 0001 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30109 |
260 Cassady St is owned and occupied by two individuals who bought it in April 2026.
Source: Lake County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 2, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 3, 2022 | Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Aug 3, 2022 · Amount on File |
| Deed Document Number | 202640472 |
| Deed Book / Page | 6712 / 1810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0067121810 |
| Book / Page | 6712 / 1810 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202640472 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314,615.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0000040473, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202640473 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.68% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0000040472 |
| Book / Page | 6712 / 1810 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202640472 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314,615.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0000040473, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202640473 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 3, 2022 |
| Property Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0060021985 |
| Book / Page | 6002 / 1985 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022105415 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | SEAPLANE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1581, UMATILLA, FL 32784-1581 |
| Name | Verified Name |
|---|---|
| Address | 260 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0060021987 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 6002/1987 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,733 (-0.07%) Land $79,759 Building $215,974 | $295,733 (-0.07%) Land $79,759 Building $215,974 | |
| 2025 | $295,928 Land $79,759 Building $216,169 | $295,928 Land $79,759 Building $216,169 | |
| 2024 | $5,321.00 (+2.74%) | ||
| 2023 | $5,179.00 (+129.26%) | $253,550 (+71.97%) | $253,550 (+0.08%) Land $79,759 Building $173,791 |
| 2022 | $2,259.00 Homeowner's exemption | $147,440 | $253,336 Land $79,759 Building $173,577 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 260 Cassady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 260 Cassady St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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