Lake County property record for 220 Cassady St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,761 sqft · built 1926 |
| Lot Size | 1.09 acres (47,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jan 2017) |
| Tax Bill | $3,216 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0001-000-03800 |
| Primary APN | 13-18-26-0001-000-03800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,761 sqft Living Area |
| 1st Floor Area | 2,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 47,550 sqft (1.09 acres) |
| Lot Dimensions | 317 ft deep x 150 ft wide |
| Garage Type | Attached |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 222 sqft |
| Deck Area | 185 sqft |
| Patio Area | 80 sqft |
| Utility Building | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1211581 |
|---|---|
| Street Address | 220 CASSADY ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 317.6 FT OF S 760 FT OF W 150 FT OF E 542.6 FT OF W 1/2 OF GOV LOT 2 ORB 4886 PG 2091 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30109 |
220 Cassady St is owned and occupied by two individuals who bought it in January 2017.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 CASSADY ST, UMATILLA, FL 32784-9013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 29, 2019 | Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC |
| Jan 10, 2017 | Warranty Deed, Transfer · FHA Mortgage ORION LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on File |
| Deed Sale | Jan 10, 2017 · Amount on File |
| Prior Sale | Aug 24, 2000 · Amount on File |
| Deed Document Number | 2017002603 |
| Deed Book / Page | 4886 / 2091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 220 CASSADY ST, UMATILLA, FL 32784-9013 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 220 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0057491866 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 5749/1866 |
| Instrument | 2021095858 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 220 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0052900101 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 CASSADY ST UMATILLA FL 327849013, UMATILLA, FL 32784-9013 |
| Document Number | 0052900101 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 005290/000101 |
| Instrument | 62802 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 220 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0053020192 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 CASSADY ST UMATILLA FL 327849013, UMATILLA, FL 32784-9013 |
| Document Number | 0053020192 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 005302/000192 |
| Instrument | 72718 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 220 CASSADY ST, UMATILLA, FL 32784-9013 |
| Document Number | 0048862091 |
| Book / Page | 004886 / 002091 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 2603 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2017 |
| Title Company | CHELSEA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 CASSADY ST UMATILLA FL 327849013, UMATILLA, FL 32784-9013 |
| Document Number | 48862093, |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 004886/002093 |
| Instrument | 2604 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,530 Land $105,016 Building $94,514 | $379,265 Land $105,016 Building $274,249 | |
| 2024 | $3,216.00 (+4.31%) | ||
| 2023 | $3,083.00 (+4.01%) Homeowner's exemption | $188,270 (+3%) | $324,336 (-) Land $105,016 Building $219,320 |
| 2022 | $2,964.00 Homeowner's exemption | $182,790 | $324,336 Land $105,016 Building $219,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Cassady St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Cassady St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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