260 Carpenter Rd, Marion, NC 28752 Property Records

McDowell County property record for 260 Carpenter Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2010
Lot Size	23.5 acres (1,024,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,500 (Nov 2020)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1728-00-22-8752`

Property Details

APN / Parcel Number

Primary APN	`1728-00-22-8752`
Alternative APN	`73789`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Heated Area
Gross Area	2,967 sqft
1st Floor Area	1,204 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,024,967 sqft (23.5 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	73789
Street Address	260 CARPENTER RD
City	MARION
State	NC
Zip	28752-9419
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	23.53 AC (25.66 AC PB 18/81 LESS 2.13 AC PG 35/2)
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1073
Census Tract	970102

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 CARPENTER RD, MARION, NC 28752-9419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 10, 2021	Intrafamily Transfer, Transfer
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20206320
Deed Book / Page	1331 / 782
Last Transfer Date	Aug 9, 2021
Transfer Doc	0000005142
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	260 CARPENTER RD, MARION, NC 28752-9419
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013900836
Date	Mar 9, 2022
Book Page	1390/836
Instrument	2022001411

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Aug 10, 2021
Property Address	260 CARPENTER RD, MARION, NC 28752-9419
Document Number	0013640942
Book / Page	1364 / 942
Map Reference	MB 35 PG 2
Instrument Date	Aug 9, 2021
Instrument	2021005142
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 CARPENTER RD, MARION, NC 28752-9419

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	260 CARPENTER RD, MARION, NC 28752-9419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012500844
Date	Jul 31, 2018
Book Page	1250/0844
Instrument	2018003438

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 30, 2020
Property Address	260 CARPENTER RD, MARION, NC 28752-9419
Document Number	0013310782
Book / Page	1331 / 782
Map Reference	FILE 10103
Instrument Date	Nov 30, 2020
Instrument	2020006320
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CARPENTER RD, MARION, NC 28752-9419
Investor	Possibly a Property Investor

Mortgage

Document Number	2020006321
Date	Nov 30, 2020
Instrument	2020006321

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2025
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00	$405,570 (-) Land $79,060 Building $326,510
2023	$2,790.00	$405,570 Land $79,060 Building $326,510	$405,570 Land $79,060 Building $326,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

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