224 Carpenter Rd, Marion, NC 28752 Property Records

McDowell County property record for 224 Carpenter Rd, Marion, NC 28752

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 980 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$585 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1728-00-32-4105`

Property Details

APN / Parcel Number

Primary APN	`1728-00-32-4105`
Alternative APNs	`1728-00-32-6066` `63032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	980 sqft Heated Area
Gross Area	1,268 sqft
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Area	52 sqft
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63032
Street Address	198 CARPENTER RD
City	MARION
State	NC
Zip	28752-8568
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.03 AC PB 35/3
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1074
Census Tract	970102

Owner

Source: McDowell County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 AMERICAS WAY, BOX ELDER, SD 57719-7600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA
Sep 5, 2023	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
May 10, 2024	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE
May 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	224 CARPENTER RD, MARION, NC 28752-9419
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 CARPENTER RD, MARION, NC 28752-9419

Mortgage

Document Number	0015050433
Date	Jun 27, 2025
Book Page	1505/433
Instrument	2025003050

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	224 CARPENTER RD, MARION, NC 28752-9419
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 AMERICAS WAY, BOX ELDER, SD 57719-7600

Mortgage

Document Number	0014460066
Date	Sep 5, 2023
Book Page	1446/66
Instrument	2023004162

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	224 CARPENTER RD, MARION, NC 28752-9419
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 CARPENTER RD, MARION, NC 28752-8568

Mortgage

Document Number	0014680353
Date	May 10, 2024
Book Page	1468/353
Instrument	2024002225

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 6, 2022
Property Address	224 CARPENTER RD, MARION, NC 28752-9419
Document Number	0013980555
Book / Page	1398 / 555
Map Reference	MB 38 PG 12
Instrument Date	May 5, 2022
Instrument	2022002769
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 CARPENTER RD, MARION, NC 28752-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 AMERICAS WAY, BOX ELDER, SD 57719-7600

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$585.00	$85,130 (-) Land $12,500 Building $72,630
2023	$585.00 (+9.76%)	$85,130 (+11.34%) Land $12,500 Building $72,630	$85,130 (+11.34%) Land $12,500 Building $72,630
2022	$533.00	$76,460 Land $10,750 Building $65,710	$76,460 Land $10,750 Building $65,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Carpenter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures