260 Albert Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 260 Albert Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,230 sqft · built 1981
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2017)
Tax Bill	$2,983 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061W2-00-0B-002A0`

Property Details

APN / Parcel Number

Primary APN	`061W2-00-0B-002A0`
Alternative APN	`24795`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,230 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	3,572 sqft (0.082 acres)
View / Lot	Proximity to Airport
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	260 ALBERT CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 RESIDE
Legal Description	CAMELLIA GARDEN 2A
Legal Subdivision	CAMELLIA GARDEN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3003
Census Tract	10702

Owner

260 Albert Ct is owned by an individual who bought it in July 2017.

Source: Albemarle County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 HATCHER CT, CHARLOTTESVILLE, VA 22903-8801
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 5, 2017	Grant Deed, Transfer · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Deed Document Number	20177609
Deed Book / Page	4930 / 638
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 18, 2026
Property Address	260 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Document Number	0000009223
Instrument Date	Sep 18, 2026
Instrument	20269223
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	CLOSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623

Mortgage

Document Number	0000009223,
Date	Sep 18, 2026
Instrument	20269223

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.12%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 5, 2017
Property Address	260 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Document Number	0000007609
Book / Page	004930 / 000638
Instrument Date	Jun 27, 2017
Instrument	7609
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1218 HATCHER CT CHARLOTTESVILLE VA 229038801, CHARLOTTESVILLE, VA 22903-8801

Mortgage

Document Number	7610
Date	Jul 5, 2017
Book Page	004930/000642
Instrument	7610

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 260 Albert Ct was $2,983, up 12.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,983.00 (+12.31%)	$333,700 (+12.32%) Land $100,000 Building $233,700	$333,700 (+12.32%) Land $100,000 Building $233,700
2025	$2,656.00	$297,100 Land $83,500 Building $213,600	$297,100 Land $83,500 Building $213,600
2023	$2,031.00	$237,900 Land $72,500 Building $165,400	$237,900 Land $72,500 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Albert Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Albert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Ting.

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