255 Albert Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 255 Albert Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1981
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2020)
Tax Bill	$2,989 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061W2-00-0B-015B0`

Property Details

APN / Parcel Number

Primary APN	`061W2-00-0B-015B0`
Alternative APN	`24822`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
View / Lot	Proximity to Airport
Patio Area	120 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	255 ALBERT CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 RESIDE
Legal Description	CAMELLIA GARDEN LOT 15B
Legal Subdivision	CAMELLIA GARDEN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3004
Census Tract	10702

Owner

255 Albert Ct is owned and occupied by an individual who bought it in March 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	255 ALBERT CT, CHARLOTTESVILLE, VA 22901-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Mar 3, 2020	Grant Deed, Transfer · VA Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	20202407
Deed Book / Page	5283 / 712
Prior Transfer Date	Apr 9, 2013
Prior Transfer Doc	0000005076
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	255 ALBERT CT, CHARLOTTESVILLE, VA 22901-1624
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5551/99
Date	Jun 3, 2021
Book Page	5551/99
Instrument	2021-00009834

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 3, 2020
Property Address	255 ALBERT CT, CHARLOTTESVILLE, VA 22901-1624
Document Number	0000002407
Book / Page	005283 / 000712
Instrument Date	Feb 7, 2020
Instrument	2407
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	CLOSURE TITLE SETTLEMENT COMPANY, CLOSURE TITLE SETTLEMENT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	255 ALBERT CT CHARLOTTESVILLE VA 229011624, CHARLOTTESVILLE, VA 22901-1624

Mortgage

Document Number	2408
Date	Mar 3, 2020
Book Page	005283/000717
Instrument	2408

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 255 Albert Ct was $2,989, up 12.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,989.00 (+12.16%)	$334,300 (+12.11%) Land $95,000 Building $239,300	$334,300 (+12.11%) Land $95,000 Building $239,300
2025	$2,665.00	$298,200 Land $79,300 Building $218,900	$298,200 Land $79,300 Building $218,900
2023	$2,043.00	$239,300 Land $68,900 Building $170,400	$239,300 Land $68,900 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Albert Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Albert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Ting.

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