260 5th St, Gardner, ND 58036 Property Records

Cass County property record for 260 5th St, Gardner, ND 58036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 2015
Lot Size	0.2 acres (8,550 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (Nov 2017)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-0060-00110-000`

Property Details

APN / Parcel Number

Primary APN	`13-0060-00110-000`
Alternative APN	`13005000130000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,040 sqft Living Area
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	775 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,550 sqft (0.2 acres)
Garage Type	Attached
Garage Area	596 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	260 5TH ST
City	GARDNER
State	ND
Zip	58036-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLOCK: 2 ADDITION: GARDNER MANOR SECOND ADDITION ADDITIONAL: GARDNER MANOR 2ND ADDN LT 3 BLK 2
Legal Subdivision	SECOND
Legal Block	2
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1094
Census Tract	40200

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 5TH ST, GARDNER, ND 58036-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Nov 1, 2017	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	20171524432
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	260 5TH ST, GARDNER, ND 58036-4018
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001623058
Date	Feb 22, 2021
Instrument	1623058

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 1, 2017
Property Address	260 5TH ST, GARDNER, ND 58036-4018
Document Number	0001524432
Instrument Date	Oct 31, 2017
Instrument	1524432
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 5TH ST, GARDNER, ND 58036-4018

Mortgage

Document Number	0001524433
Date	Nov 1, 2017
Instrument	1524433

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Gardner City
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (-3.25%)	$129,550 (+6.19%) Land $20,000 Building $109,550	$259,100 (+6.19%) Land $40,000 Building $219,100
2023	$2,367.00	$122,000 Land $20,000 Building $102,000	$244,000 Land $40,000 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	87 (1979–2019)
Claims Outside the SFHA	19 of 87
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2019 · 27 claims Severe Storms And Flooding, May 2013 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 74 people · EPA ID ND0900387
Water Source	Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State Inspection	Sep 2024
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Halstad Telephone Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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