256 5th St, Gardner, ND 58036 Property Records

Cass County property record for 256 5th St, Gardner, ND 58036

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,040 sqft · built 2017
Lot Size	0.2 acres (8,550 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Jun 2021)
Tax Bill	$1,496 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0060-00100-000`

Property Details

APN / Parcel Number

Primary APN	`13-0060-00100-000`
Alternative APN	`13005000120000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,040 sqft Living Area
Basement Area	875 sqft
Finished Basement	875 sqft
Unfinished Basement	875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,550 sqft (0.2 acres)
Garage Type	Attached
Garage Area	652 sqft
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	256 5TH ST
City	GARDNER
State	ND
Zip	58036-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLOCK: 2 ADDITION: GARDNER MANOR SECOND ADDITION ADDITIONAL: GARDNER MANOR 2ND ADDN LT 2 BLK 2
Legal Subdivision	SECOND
Legal Block	2
Legal Lot Number	2
Jurisdiction	CASS ND
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1094
Census Tract	40200

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 5TH ST, GARDNER, ND 58036-4018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Oct 11, 2017	Warranty Deed, Transfer · VA Mortgage CHOICE FINANCIAL GROUP
Jun 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	20211634627
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 3, 2021
Property Address	256 5TH ST, GARDNER, ND 58036-4018
Document Number	0001634627
Instrument Date	Jun 3, 2021
Instrument	1634627
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	256 5TH ST, GARDNER, ND 58036-4018

Mortgage

Document Number	0001634628
Date	Jun 3, 2021
Instrument	1634628

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 11, 2017
Property Address	256 5TH ST, GARDNER, ND 58036-4018
Document Number	0001522667
Instrument	1522667
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 5TH ST, GARDNER, ND 58036-4018

Mortgage

Document Number	0001522668
Date	Oct 11, 2017
Instrument	1522668

Lender

Name	CHOICE FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CASS ND
Recording Date	Jun 5, 2017
Property Address	256 5TH ST, GARDNER, ND 58036-4018
Document Number	0001511571
Instrument Date	Mar 31, 2017
Instrument	1511571
Transaction Type	Transfer
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 32ND AVE S #1 FARGO ND 581035936, 1, FARGO, ND 58103-5936

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Gardner City
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,150 (+5.38%) Land $20,000 Building $118,150	$276,300 (+5.38%) Land $40,000 Building $236,300
2023	$1,496.00	$131,100 Land $20,000 Building $111,100	$262,200 Land $40,000 Building $222,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	87 (1979–2019)
Claims Outside the SFHA	19 of 87
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2019 · 27 claims Severe Storms And Flooding, May 2013 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 74 people · EPA ID ND0900387
Water Source	Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State Inspection	Sep 2024
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Halstad Telephone Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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