26 W 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 26 W 3rd St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,647 sqft · built 1900
Lot Size0.053 acres (2,310 sqft)
OwnerCompany Name on File
Last Sale$65,000 (Feb 2018)
Tax Bill$3,021 (2026)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.37-05-06

Property Details

APN / Parcel Number

Primary APN351200 128.37-05-06
Alternative APNs
  • 120012803700050060000000
  • 4199

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,647 sqft Living Area
1st Floor Area996 sqft
2nd Floor Area336 sqft
Upper Floors Area315 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,310 sqft (0.053 acres)
Lot Dimensions70 ft deep x 33 ft wide
PorchSlab
Porch Area52 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4199
Street Address26 W 3RD ST
CityOSWEGO
StateNY
Zip13126-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal Block5
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2007
Census Tract21601

Owner

26 W 3rd St is owned by a company that bought it in February 2018.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address178 W 5TH ST, B, OSWEGO, NY 13126-2680
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2018 · Amount on File
Deed SaleFeb 2, 2018 · Amount on File
Prior SaleJul 9, 2007 · Amount on File
Deed Document Number20181118
Record UpdatedOct 29, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateFeb 2, 2018
Property Address26 W 3RD ST, OSWEGO, NY 13126-1309
Document Number0000001118
Instrument DateJan 19, 2018
InstrumentR-2018-001118
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyVANGUARD RESEARCH & TITLE SE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 W 3RD ST, 26, OSWEGO, NY 13126-1309

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 WRIGHT RD, ROCKVILLE CENTRE, NY 11570-1236

Mortgage

Document Number0000001119
DateFeb 2, 2018
InstrumentR-2018-001119
Lender
NamePATHFINDER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 26 W 3rd St was $3,021, down 1.1% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,021.00 (-1.15%)
2025$3,056.00$163,000 Land $16,300 Building $146,700$163,000 Land $16,300 Building $146,700
2023$72,000 Land $7,600 Building $64,400$86,747 Land $9,157 Building $77,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 W 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimApr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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