Oswego County and Oswego City property record for 22 W 3rd St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,045 sqft · built 1890 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Sep 2014) |
| Tax Bill | $3,280 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.37-05-04 |
| Primary APN | 351200 128.37-05-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 882 sqft |
| 2nd Floor Area | 882 sqft |
| Upper Floors Area | 251 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1087 |
|---|---|
| Street Address | 22 W 3RD ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Subdivision | CEMETERY PLOT |
| Legal Block | 5 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21601 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 RIKERS BEACH RD, OSWEGO, NY 13126-5939 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FULTON SAVINGS BANK |
| Jan 10, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2014 · Amount on Record |
| Deed Sale | Sep 5, 2014 · Amount on Record |
| Prior Sale | Jun 19, 2009 · Amount on Record |
| Deed Document Number | 20148163 |
| Prior Transfer Date | Apr 21, 2008 |
| Prior Transfer Doc | 0000007770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 22 W 3RD ST, OSWEGO, NY 13126-1309 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 22 WEST THIRD DSTREET, OSWEGO, NY 13126-1309 |
| Document Number | 0000002180 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | R-2023-002180 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jan 10, 2017 |
| Property Address | 22 W 3RD ST, OSWEGO, NY 13126-1309 |
| Document Number | 0000000238 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 238 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $352.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RIKERS BEACH RD OSWEGO NY 131265939, OSWEGO, NY 13126-5939 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,280.00 (-1.15%) | ||
| 2025 | $3,318.00 | $177,000 (+88.3%) Land $18,600 Building $158,400 | $177,000 (+56.29%) Land $18,600 Building $158,400 |
| 2023 | $94,000 Land $9,100 Building $84,900 | $113,253 Land $10,964 Building $102,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Apr 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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