26 Vesper St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 26 Vesper St, Waltham, MA 02451

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,444 sqft · built 1980
Lot Size0.442 acres (19,240 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (Aug 2008)
Tax Bill$10,966 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN104283

Property Details

APN / Parcel Number

Primary APN104283
Alternative APN
  • WALT M:002 B:001 L:0063

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area4,228 sqft
Basement Area1,404 sqft
Unfinished Basement1,404 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,240 sqft (0.442 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number104283
Street Address26 VESPER ST
CityWALTHAM
StateMA
Zip02451-7317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal SubdivisionWALTHAM
Legal Block1
Legal Lot Number63
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group2
Census Block2001
Census Tract368102

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 VESPER ST, WALTHAM, MA 02451-7317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND
Apr 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND
Mar 9, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
Dec 13, 2016Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2008 · Amount on Record
Deed SaleAug 27, 2008 · Amount on Record
Prior SaleAug 29, 1996 · Amount on Record
Deed Document Number2008142505
Deed Book / Page51622 / 70
Transfer Doc51622-70
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address26 VESPER ST, WALTHAM, MA 02451-7317
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085159-541
DateJan 27, 2026
Book Page85159/541
Instrument8893
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address26 VESPER ST, WALTHAM, MA 02451-7317
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76969-44
DateFeb 16, 2021
Book Page76969/44
Instrument34328
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address26 VESPER ST, WALTHAM, MA 02451-7317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74428-489
DateApr 7, 2020
Book Page74428/489
Instrument51682
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address26 VESPER ST, WALTHAM, MA 02451-7317
Document Number72371-465
Instrument DateMar 9, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 VESPER ST WALTHAM MA 024517317, WALTHAM, MA 02451-7317

Mortgage

Document Number72371-465
DateMar 25, 2019
Book Page072371/000465
Instrument36231
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address26 VESPER ST, WALTHAM, MA 02451-7317
Document Number68716-363
Book / Page068716 / 000363
Instrument DateDec 13, 2016
Transaction TypeMortgage
Record UpdatedJan 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68716-363
DateJan 5, 2017
Book Page068716/000363
Instrument2491
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,966.00 (+9.69%)$1,062,600 (+4.38%) Land $547,600 Building $515,000$1,207,355 (+12.59%)
2025$9,997.00 (+5.19%)$1,018,000 (+3.26%) Land $522,000 Building $496,000$1,072,360 (+6.35%)
2024$9,504.00 (+1.34%)$985,900 (+8.5%) Land $497,300 Building $488,600$1,008,330
2023$9,378.00$908,700 Land $453,000 Building $455,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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