15 Vesper St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 15 Vesper St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,880 sqft · built 1982
Lot Size	0.36 acres (15,669 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (May 2012)
Tax Bill	$10,295 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104256`

Property Details

APN / Parcel Number

Primary APN	`104256`
Alternative APN	`WALT M:002 B:001 L:0017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,826 sqft
Basement Area	1,032 sqft
Finished Basement	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,669 sqft (0.36 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	104256
Street Address	15 VESPER ST
City	WALTHAM
State	MA
Zip	02451-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	WALTHAM
Legal Block	1
Legal Lot Number	17
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2001
Census Tract	368102

Owner

15 Vesper St is owned and occupied by two individuals who bought it in May 2012.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 VESPER ST, WALTHAM, MA 02451-7317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 20, 2024	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2012 · Amount on File
Deed Sale	May 15, 2012 · Amount on File
Deed Book / Page	59095 / 559
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 VESPER ST, WALTHAM, MA 02451-7317
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078455-57
Date	Aug 11, 2021
Book Page	78455/57
Instrument	180578

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 VESPER ST, WALTHAM, MA 02451-7317
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082788-194
Date	May 20, 2024
Book Page	82788/194
Instrument	51820

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 VESPER ST, WALTHAM, MA 02451-7317
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78455-57
Date	Aug 11, 2021
Book Page	78455/57
Instrument	180578

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	15 VESPER ST, WALTHAM, MA 02451-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75555-567
Date	Sep 8, 2020
Book Page	75555/567
Instrument	156225

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 15 Vesper St was $10,295, up 8.2% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,295.00 (+8.15%)	$997,600 (+2.92%) Land $507,800 Building $489,800	$1,192,223 (+1.56%)
2025	$9,519.00 (+4.9%)	$969,300 (+2.97%) Land $484,100 Building $485,200	$1,173,915 (+5.5%)
2024	$9,074.00 (+1.04%)	$941,300 (+8.16%) Land $461,300 Building $480,000	$1,112,735
2023	$8,981.00	$870,300 Land $420,200 Building $450,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Vesper St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Vesper St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Vesper St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures