26 Topping Dr, Riverhead, NY 11901 Property Records

Suffolk County and Southampton Town property record for 26 Topping Dr, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,841 sqft · built 1995
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$6,544 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0900-163.00-02.00-048.000`

Property Details

APN / Parcel Number

Primary APN	`0900-163.00-02.00-048.000`
Alternative APNs	`473689 163.000-0002-048.000` `368916300000020480000000` `473600299940`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,841 sqft Living Area
1st Floor Area	1,841 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Below Average
Garage Type	Basement
Porch	Porch
Porch Area	68 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	26 TOPPING DR
City	RIVERHEAD
State	NY
Zip	11901-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	N-FODEN E-R C A COMM S-CORWIN W-TOPPING DR
Legal Block	2
Legal Lot Number	48
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3000
Census Tract	190404

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	26 TOPPING DR, RIVERHEAD, NY 11901-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 3, 2019	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Oct 11, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CITIZENS BK NA
Dec 20, 2018	Trustee's Deed, Foreclosure
Jul 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018
Deed Sale	Dec 20, 2018
Deed Book / Page	12993 / 764
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	0129930764
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	26 TOPPING DR, RIVERHEAD, NY 11901-3412
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234780641
Date	Jan 31, 2023
Book Page	23478/641

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	26 TOPPING DR, RIVERHEAD, NY 11901-3412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230840070
Date	Dec 3, 2019
Book Page	23084/70
Instrument	DK030474

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

October 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	26 TOPPING DR, RIVERHEAD, NY 11901-3412
Document Number	0230840071
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 TOPPING DR RIVERHEAD NY 119013412, RIVERHEAD, NY 11901-3412

Mortgage

Document Number	0230840071
Date	Dec 3, 2019
Book Page	023084/000071

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 20, 2018
Property Address	26 TOPPING DR, RIVERHEAD, NY 11901-3412
Document Number	0129930764
Book / Page	12993 / 764
Instrument Date	Nov 16, 2018
Transaction Type	Foreclosure
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 28, 2017
Property Address	26 TOPPING DR, RIVERHEAD, NY 11901-3412
Document Number	0129220477
Book / Page	012922 / 000477
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	26 TOPPING DR RIVERHEAD NY 119013412, RIVERHEAD, NY 11901-3412

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$381,100 (-0.68%) Land $131,500 Building $249,600	$604,920 (-0.68%) Land $208,730 Building $396,190
2024	$6,544.00 (+16.4%)		$609,047 (+10.32%) Land $208,730 Building $400,317
2023		$383,700 Land $131,500 Building $252,200	$552,087 Land $189,209 Building $362,878
2020	$5,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 99.9% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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