22 Topping Dr, Riverhead, NY 11901 Property Records

Suffolk County and Southampton Town property record for 22 Topping Dr, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,272 sqft · built 1991
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (May 2005)
Tax Bill	$6,592 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0900-163.00-02.00-047.000`

Property Details

APN / Parcel Number

Primary APN	`0900-163.00-02.00-047.000`
Alternative APNs	`473689 163.000-0002-047.000` `368916300000020470000000` `473600299930`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,272 sqft Living Area
1st Floor Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Below Average
Porch	Porch
Porch Area	105 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	22 TOPPING DR
City	RIVERHEAD
State	NY
Zip	11901-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	N-LINDSAY E-PEO STATE NY S-WERNER W-TOPPING DR
Legal Block	2
Legal Lot Number	47
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3000
Census Tract	190404

Owner

Source: Suffolk County and Southampton Town records · APN 0900-163.00-02.00-047.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 TOPPING DR, RIVERHEAD, NY 11901-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 09, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Deed Book / Page	12389 / 656
Last Transfer Date	Jul 26, 2007
Transfer Doc	0125210968
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Apr 20, 2026
Property Address	22 TOPPING DR, RIVERHEAD, NY 11901-3412
Document Number	0237230147
Book / Page	23723 / 147
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 TOPPING DR, RIVERHEAD, NY 11901-3412

Mortgage

Document Number	2372000147,
Date	Apr 20, 2026
Book Page	23723/147

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	22 TOPPING DR, RIVERHEAD, NY 11901-3412
Document Number	0228050752
Book / Page	022805 / 000752
Instrument Date	Mar 09, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 TOPPING DR RIVERHEAD NY 119013412, RIVERHEAD, NY 11901-3412

Mortgage

Document Number	0228050752
Date	Apr 05, 2017
Book Page	022805/000752

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,200 (-) Land $131,500 Building $292,700	$673,333 (-) Land $208,730 Building $464,603
2024	$6,592.00 (+17.4%)		$673,333 (+10.32%) Land $208,730 Building $464,603
2023		$424,200 Land $131,500 Building $292,700	$610,360 Land $189,209 Building $421,151
2020	$5,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 99.9% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Topping Dr

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